Search carrier appetite guidance without digging through broker portals.
Browse carrier appetite notes by carrier or product line, then jump directly to the carrier site and underwriting page.
570carriers indexed
907product lines mapped
Quarterlyscheduled refresh cadence
Important disclaimer
This carrier appetite library is a general guide only. Appetite, eligibility, class restrictions, submission rules, and binding authority can change without notice.
Always confirm coverage fit and submission requirements directly with the carrier, underwriter, or appointed broker before quoting or binding.
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Showing 570 carriersSearch includes carrier name, product lines, and appetite details
Business AutoCommercial AutoLiability and Incidental Medical ExpensePersonal AutoPersonal/Farm UmbrellaWorkers Compensation (historical authority only)
Homeowners (limited references; details not verifiable from official site due to access issue)Personal Auto (non‑standard, via various insurers – inferred from filings/third‑party references)
Commercial Package PolicyEngineering/ConstructionEntertainment & Specialty Lines (transitioning to Arch)Financial Lines (D&O, PI, Cyber)Large Corporate Primary & Excess CasualtyLegacy MidCorp Package (sold/transitioned, no longer a focus in U.S.)Marine & AviationMultinational & Alternative Risk TransferProperty & Natural Resources (incl. Energy, Power, Renewables, Mining)Workers CompWorkers Compensation (focus on large accounts, often part of multinational or casualty programs)
Business Owners Policy (BOP)Commercial AutoCommercial UmbrellaFarm and RanchFloodGeneral LiabilityHomeOther Personal LinesPersonal AutoPersonal UmbrellaSurety BondsWorkers’ Compensation
Auto (through Grinnell Mutual bundle, not direct)Bundled liability via reinsurance partnerEnhanced homeowners (Home-Guard Select)Farm dwellings and buildingsFarm personal property (machinery, grain, livestock)Homeowners (Home-Guard)Rental dwellings/buildingsRenters Quotes
Ancillary coverages for students, assisted living relatives, kidnap/secure incidents, green rebuild, event cancellationCollections (fine art, jewelry, wine, other collectibles) – noted as separate offerings on siteEquipment breakdown, service line, cyber and other home endorsementsExcess flood (Preferred and Standard)FloodHigh net worth homeowners (Home Suite, Condo Suite, Renter Suite)HomePersonal umbrella/excess liability (Secure) – referenced via endorsementsPrimary flood endorsement (B, C & X zones)Private passenger auto and collector vehicles (Auto Suite, Berkley One Classics) – noted but not detailed in this PDFWatercraft liability and hull (via endorsements)
Businessowners Policy (BOP) including BOP Plus and BOP Platinum PlusCommercial AutoCommercial Inland MarineCommercial Package PolicyCommercial PropertyCommercial UmbrellaDwelling Fire (note: new business discontinued mid‑2024 per annual report)Farm and EquineGeneral LiabilityHomeMotorcyclePersonal AutoWorkers Comp
Boat/Watercraft (only referenced by user; no direct carrier guidance found)HomeResidential property (broadly worded home segment, including higher-valued homes)
Business AutoBusiness Owner PackageCommercial General LiabilityCommercial Package PolicyCommercial PropertyCommercial UmbrellaDirect Bill CommissionsInitial LoadWebsite IntegrationWorkers Comp
Artisan contractors general liability and inland marineBuilder’s risk for construction projectsBusinessowners Policy (BOP) for self‑storage and related risksCannabis and vape-related risks (various property/CGL forms)Self-storage tenant insurance programs (SBOA Tenant Insurance and similar)Wholesale brokerage placement for niche P&C lines (incl. construction, cannabis-related, self‑storage, specialty trade contractors)
HomeHomeowners (HO3, non‑admitted, CA, Delos/Homesite primary & secondary)Landlord / Dwelling (HO3 with rental endorsement, non‑admitted, CA, Delos/Homesite)Vacant home DP‑3 style (non‑admitted, CA, Lloyd’s paper – high‑level appetite only, not an official guide PDF found)
Auto via partner carrier Grinnell Compass (not written by Forward Mutual)CondoEquipment Breakdown (homeowners add-on)Farm (including farm property and personal property)Farmowners (implied from site tagline)HomeHome-Based Business (endorsement)Inland Marine / Scheduled Personal PropertyMobile HomeRenters Quotes
Commercial Package PolicyCommercial UmbrellaIndependent School Bus Contractors Package/UmbrellaK-12 Public School Districts & 2-year Colleges Package/UmbrellaMunicipalities & Miscellaneous Public Entities Package/UmbrellaPrivate & Charter Schools Package/UmbrellaSpecialty Benefits for Public EntitiesWater and Wastewater Public Entities Package/Umbrella
Cargo/Physical DamageCommercial Auto - Motor Carrier TruckingContingent Casualty for Motor CarriersMonoline Workers CompensationOccupational Accident (Independent Contractors)Single-Unit Owner-Operator Workers CompensationTrucking GL and ExcessWorkers Comp
Automobilia and related collectiblesCollector / Classic Boats & MarineCollector / Classic MotorcyclesCollector Trucks & SUVsCommercial auto or business-use vehicles tied to classic vehicles (very limited and generally outside core appetite)Motorsports / Track Day (where available)Non-collector daily-use autos (placed with standard markets, not a Hagerty target)Personal Auto – Collector / Classic & Enthusiast Vehicles
Apartment building insuranceCommercial Package PolicyHOA/Condo Association master policiesLandlord insurance for single-family and multifamily rentalsRental Property Package (Property & General Liability) for habitational risks
Business AutoBusiness Owner PackageCommercial General LiabilityCommercial PropertyCommercial UmbrellaDirect Bill CommissionsInitial LoadWebsite IntegrationWorkers Comp
Cabins/seasonal dwellingsChurch, school, and community propertyFarmowners (Farmate – homes and farms in rural settings, including farm property & liability via Grinnell Mutual)HomeHomeowners (Homeguard – owner-occupied dwellings, town or rural non-farm)Rental dwellings (non-owner-occupied)
Businessowners / Package for jewelersCommercial Auto (limited, often via partners)Commercial PropertyCommercial UmbrellaCrime and fidelityCyber and data compromise (often as add-on/endorsement)Inland Marine (jewelry stock, goods in transit)Jewelers Block / Jewelers Package (property, stock, liability)Risk management and loss prevention servicesWorkers’ Compensation (select states via partners/agencies)
Business Owners PolicyCommercial PropertyDwelling FireDwelling Fire Mobile HomesFire & LiabilityHomeInland MarineLandlordsLong Island HomeownersMobile HomeownersSeasonal Mobile HomesSeasonal ResidencesSpecial Multi-PerilStudent Housing BOPTenant Homeowners
Business AutoBusiness Owner PackageCommercial General LiabilityCommercial Inland MarineCommercial PropertyCommercial UmbrellaCrimeDirect Bill CommissionsHomeInitial LoadPersonal AutoWorkers CompeDocs
Business Income & Extra Expense / Business InterruptionBusinessowners / Business Package (Property & Liability)Commercial AutoCommercial PropertyCommercial UmbrellaCyber / Data BreachEmployment Practices LiabilityEquipment BreakdownFarm & RanchFarm & Ranch UmbrellaHomeOff‑Premises Business InterruptionPersonal AutoPersonal UmbrellaProfessional Liability
Business AutoCommercial General LiabilityCommercial Inland MarineCommercial Package PolicyCommercial PropertyCommercial UmbrellaCrimeDirect Bill CommissionsInitial LoadWorkers CompeDocs
Business AutoBusiness Owner PackageClaimsCommercial General LiabilityCommercial Package PolicyCommercial UmbrellaDirect Bill CommissionsInitial LoadWorkers CompeDocs
Business Owner PackageCommercial General LiabilityCommercial Inland MarineCommercial PropertyCommercial UmbrellaDirect Bill CommissionsDwelling FireHomeInitial LoadPersonal Umbrella
Business AutoBusiness Owner PackageCommercial General LiabilityCommercial Package PolicyCommercial PropertyDirect Bill CommissionsHomeInitial LoadPersonal AutoPersonal UmbrellaeDocs