Cameron National Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Official carrier guidance currently available for Cameron National Insurance Company is published under the SurSafe brand, following the July 1, 2025 acquisition in which Cameron National now operates as SurSafe Insurance Company. For Home, SurSafe markets coverage for primary dwellings, rental properties, seasonal properties, and renters/personal property risks, with standard homeowners liability, detached other structures, contents, additional living expense, and medical payments. Optional/add-on coverages specifically shown include builders risk, inland marine for valuables, home-based business, sewer backup, equipment breakdown, identity recovery, and service line coverage. The site does not publish a detailed producer-only appetite guide, hard eligibility matrix, construction/age protection class rules, or an explicit declined-classes list. Practical restrictions visible from the official pages are that products, coverages, discounts, and eligibility vary by state, jurisdiction, policy form, and underwriting criteria; all policies are subject to company underwriting guidelines; and applicants should work through a local agent for availability and fit. Geographic notes: SurSafe Mutual Insurance Company is licensed solely in Missouri, while SurSafe Insurance Company (the Cameron National operating company) is licensed in Missouri, Kansas, Nebraska, Iowa, Illinois, and Arkansas; the Home page also highlights an upcoming Kansas expansion, so brokers should confirm whether a given home program is available in the target state before submission. Submission/broker notes: the public site is agent-centric rather than direct-bind for servicing; quotes are requested through the website or local agent, but policy modifications cannot be processed online and must be submitted directly to the local agent. Producer-facing instructions are limited on the public site; there is no verified standalone broker appetite or submission guideline page published publicly beyond these product and licensing notes.