Cameron National Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Cameron National Insurance Company has been sold out of rehabilitation and does not appear to be the active frontline homeowners carrier using the SurSafe brand. Current public-facing materials at sursafe.com identify **SurSafe Mutual Insurance Company** as the operating entity and provide only marketing- and appointment-related information, not detailed, product-specific underwriting or appetite guidance. The SurSafe site currently offers: - High-level positioning as a homeowners insurer focused on personal lines property in its operating territory, marketed through independent agents. - An online agent appointment / "Become an Agent" flow collecting agency information and indicating that SurSafe distributes through appointed producers, but without published manuals on risk appetite, preferred classes, or restricted/declined risks. - No posted homeowners underwriting guide, appetite guide, producer manual, or binding/quote submission rules that can be tied specifically to Cameron National. Because there is no official, product-level underwriting or appetite guide available on the public site or clearly linked Cameron National resources, **there is no verifiable detail to refresh regarding preferred risks, prohibited classes, geographic restrictions, or submission rules for Cameron National home business**. Any such guidance must be taken from non-public carrier communications, agent portals, or manuals supplied directly by the company. Operational implications for brokers/producers: - Treat SurSafe as the primary brand and contact the SurSafe marketing or underwriting contact provided through the agent appointment process for current appetite, eligible territories, and binding authority. - Do not rely on any legacy Cameron Mutual / Cameron National guidance, as Cameron Mutual has been liquidated and Cameron National was sold and released from rehabilitation effective January 7, 2025; any prior rules may be obsolete under the new ownership and branding. - For new homeowners submissions, follow current SurSafe/agency instructions and request the latest underwriting guide, coastal/cat exposure rules, minimum/maximum Coverage A, and any dog breed, roof age, vacancy, or prior loss restrictions directly from the carrier. In short, as of the latest available public information, there is **no publishable, specific homeowners underwriting manual or appetite guide for Cameron National via sursafe.com**, so operational guidance must come directly from carrier underwriting rather than public documentation.