Cameron National Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Cameron National Insurance Company is no longer operating as an active underwriting platform in its historical form. It was a wholly owned property & casualty stock subsidiary of Cameron Mutual Insurance Company, licensed in AR, IL, IA, KS, MO, and NE, historically used for personal lines (notably homeowners and auto), commercial, and farm business. Cameron Mutual entered rehabilitation in August 2023 and was ordered into liquidation effective December 1, 2023; all Cameron Mutual policies terminated no later than December 31, 2023, and producers were instructed to move insureds to other carriers. Cameron National had no active policies while in rehabilitation and was retained essentially as a shell. The Missouri court approved the sale of Cameron National in September 2024, and the sale closed January 7, 2025, automatically terminating its rehabilitation. The buyer identified in public materials is SurSafe Mutual Insurance Company (formerly BMI Company, Inc.), which states that, effective July 1, 2025, it acquired Cameron National and that Cameron National now operates as SurSafe Insurance Company. As of the most recent public and regulatory documents, there is no separate, up-to-date public underwriting or appetite guide issued under the Cameron National Insurance Company name, and Cameron National historically had already ceased writing new business years earlier with its book moved to Cameron Mutual. Operationally, producers should not treat Cameron National Insurance Company as an open market for new or renewal home business. Any future homeowners appetite, preferred risks, restricted or declined classes, territories, and submission requirements will be governed by SurSafe’s underwriting rules and filings under its active writing entities and brands (e.g., SurSafe Mutual Insurance Company / SurSafe Insurance Company), not by legacy Cameron National materials. Legacy Cameron Mutual liquidation communications emphasize that agents must place replacement coverage with other carriers and that no new business is being written on Cameron Mutual or Cameron National paper. For active underwriting access or appetite for homeowners or any other line once the SurSafe/Cameron National transition is fully implemented, agents should follow SurSafe’s current producer/agency guidance rather than any Cameron National references, and confirm eligibility, forms, and rate structure directly with SurSafe or its appointed general agents, since no standalone Cameron National underwriting guide is available in the public domain.