Chesapeake Employers' Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Chesapeake Employers’ current published appetite is focused on workers’ compensation for businesses with employees or operations in Maryland. The carrier states it offers coverage for all types of businesses across the state and invites submissions for Maryland-domiciled risks, including accounts that need multistate coverage. Publicly posted appetite guidance is broad rather than class-specific; no detailed online declined-class list was verified on the carrier site. Practical preferred profile appears to be Maryland-based employers seeking workers’ comp coverage, including prospects that may benefit from Chesapeake’s discount and affinity-style programs. The appetite page specifically highlights programs for Associated Builders and Contractors, ABC STEP Credit, Maryland Restaurant Owners, ADR Union Construction, Auto Dealers, Tree Care Experts, Maryland Nonprofits, Maryland Home Improvement Contractors, Maryland State Firefighters Association, and a Towing Safety Program. Geographic note: Maryland is the core footprint; the carrier emphasizes businesses with employees or operations in Maryland, and notes support for Maryland-domiciled businesses that may require multistate coverage. Submission/quote expectations published by the carrier include business name, address, phone number, details of business operations, tax ID/EIN and entity type, total payroll, which partners/officers/relatives are to be included or excluded from coverage, and past claims history. Brokers/producers can submit through an independent agent path, online quote/request channels, or by contacting Chesapeake’s underwriting team directly. Producer notes published online: appointed agents are offered online quotes, renewals, reports, competitive commissions, bonuses, producer performance programs, business development plans, and pay-as-you-go billing plans; carriers also state becoming an appointed agent is quick and easy. No official online page was found that clearly lists restricted or declined classes in detail, so those should be confirmed through the Ask Kodiak appetite link or directly with underwriting before marketing difficult classes.