Allied Trust Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official producer-facing guidance remains limited on the public site; no public underwriting manual or appetite guide was found. Current published positioning indicates Allied Trust writes personal residential property through independent agents and is available in Louisiana, Texas, North Carolina, and South Carolina. Public product pages confirm Homeowners coverage and also show Dwelling Fire, Condo, Umbrella, Flood, and Boat offerings, but detailed eligibility rules are not publicly posted. Preferred business appears to be standard personal lines residential risks placed through appointed independent agents, especially owner-occupied homeowners exposures, with optional endorsements available by state. Submission and distribution are agent-centric: business is handled through separate agent portals for Louisiana/North & South Carolina, Lighthouse assumption business in North Carolina & South Carolina, and Texas new/renewal business. Producer appointment instructions show Allied Trust evaluates agencies for fit in active markets and asks prospective agencies for agency profile, years in business, producer count, management system, PL rater, premium/PIF metrics for HO3, DP3, and HO6, top 3 loss/production reports, and commitments around flood and personal umbrella volume. Notable broker/producer instructions include leaving non-applicable fields empty on the appointment form, being licensed and in good standing, and disclosing any denied/suspended/revoked licenses or E&O cancellation/non-renewal history. Geographic notes published on the official site: homeowners availability is stated for TX, LA, SC, and NC; products may not be available in all states; coverage options and endorsements vary by state; and Allied Trust says it operates in select markets and expands strategically based on underwriting standards and regional risk conditions. Restricted or declined classes are not expressly published on the public website; only general statements were found that all business is subject to underwriting review and approval. Operationally, treat appetite specifics, occupancy/form restrictions, coastal/wind rules, age/condition thresholds, and ineligible classes as portal-only or appointment-only until carrier confirmation is obtained.