Plymouth Rock Assurance Corp.
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official home underwriting material remains available as a Plymouth Rock/Palisades PDF and appears to be legacy but still publicly hosted. The document is an '@Home Program Overview' intended for Plymouth Rock employees and appointed agents and provides product/eligibility highlights rather than a full modern appetite manual. Published guidance indicates homeowners base Coverage A minimum/maximum of $50,000 to $2,000,000, with guaranteed replacement cost on dwelling and replacement cost contents at 70% of Coverage A. The visible ineligible-risk guidance specifically identifies dangerous or biting dogs as ineligible. The form also lists certain special personal property sublimits, suggesting standard-owner occupied personal lines placement rather than unusual schedules or specialty occupancy. Current public site materials confirm Plymouth Rock writes homeowners by state through different underwriting companies, with home business concentrated in NJ, MA, CT, NH, PA, and NY depending on entity. Geographic note: New Jersey homeowners are underwritten by Palisades Property and Casualty Insurance Company and AtHome Insurance Company, with renewals also through High Point Preferred; Massachusetts by Plymouth Rock Home Assurance Corporation and Bunker Hill entities; Connecticut by Plymouth Rock Home Assurance Corporation; New Hampshire by Mt. Washington Assurance Corporation; Pennsylvania by Palisades Property and Casualty Insurance Company and High Point Preferred; New York by Palisades Property and Casualty Insurance Company. Flood is not core on the home form; Plymouth Rock states certain flood policies are provided through the National Flood Insurance Program and/or other flood insurers, so flood-exposed business may require separate flood placement. Submission/producer note: the underwriting PDF expressly states it is for reference/training of Plymouth Rock employees and appointed agents only, implying business is intended through appointed distribution or internal channels rather than open broker submission. Public consumer disclosures state Plymouth Rock may use third-party property data, prior claims history, and a credit-based insurance score and/or credit report for eligibility and pricing decisions, so complete property characteristics and loss history should be expected at quote/bind. Broker/producer operational takeaway: use the official site to confirm state/company placement before submission, treat the public PDF as a high-level/legacy guide only, avoid dog-exposure risks that fit the stated ineligible class, expect standard personal-lines owner-occupied home submissions with complete underwriting data, and arrange separate flood where applicable.