ACE Group
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified current official site is Chubb U.S. For the requested lines, the only clearly published official underwriting/appetite-style guidance found is Chubb’s Recreational Marine target business piece. It positions Chubb for privately owned, pleasure-use watercraft written monoline or packaged, with coast-to-coast availability including inland waters and no stated minimum length or value. Preferred examples include inland lake boats, west-coast watercraft, first-time owners up to 26 feet and up to 70 mph, watercraft generally 15 years old or newer, operators with 3 years of ownership/operating experience on similar watercraft, and mega-yachts 70+ feet with $3M+ hull value when full-time captained. Listed examples of acceptable craft include ski wake boats, bowriders, center consoles, trawlers, sportfishing yachts, express cruisers, and motor yachts. Practical restrictions/limitations stated or implied: pleasure use only, privately owned risks only, speed preference under 70 mph except bass boats acceptable up to 75 mph, older vessels outside 15 years may be less preferred, and state-specific guidelines may apply; product availability is not in all states and surplus lines placements are only through licensed surplus lines producers. Submission guidance is explicit: full submission required for underwriting acceptability review; quote via ORCA through the Chubb Agent Portal, or submit using the carrier form to recreational.marine@chubb.com, or call 800-248-2275. Broker/producer notes: Chubb directs producers to the Chubb Agent Portal and Personal Lines resource center for access and materials, and advises contacting the sales representative or underwriter for additional acceptability details. No separate verified official public underwriting/appetite guide specific to Home was found in this refresh, so Home guidance should be treated as not publicly verified from the searched official sources.