America First Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Unable to locate any current official underwriting, appetite, or producer/agent guidance specific to "America First Insurance" as a commercial P&C carrier. Available public references either: (1) relate to legacy branding tied to Liberty Mutual (e.g., America First Lloyd's Insurance Company) without any current, separate producer-facing underwriting site or appetite guide; or (2) refer to unrelated agencies or groups using similar names ("America First Insurance Group" agencies, America First Credit Union insurance offerings, and America First Life Insurance), which are not the commercial carrier you listed and do not publish applicable commercial P&C underwriting rules for Workers Comp, Commercial Property, Commercial Umbrella, or Commercial Package. Because no verified, up-to-date carrier website or producer underwriter portal could be confirmed, there are no reliable details available to summarize for preferred vs. restricted/declined classes, geographic appetite, or submission requirements. For operational purposes, treat this carrier as lacking a distinct public appetite guide and rely instead on: (a) any proprietary guidelines distributed directly to your brokerage by the carrier or by Liberty Mutual where applicable, and (b) individual underwriter direction for class acceptability, territory, limits, and documentation standards. If you must place or remarket business currently coded to "America First Insurance" in your systems, confirm with your marketing/placement team whether those policies are actually written on a Liberty Mutual family paper (e.g., America First Lloyd's Insurance Company) and then follow Liberty Mutual’s current commercial lines underwriting rules and portals, as provided to your agency, for Workers Comp, Commercial Property, Umbrella, and CPP. Do not rely on third-party or agency-branded "America First" sites, as they are not official carrier underwriting sources.