Arrowhead General Agency
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified current published guidance is strongest for Arrowhead’s Workers’ Compensation program. Arrowhead markets monoline workers’ compensation in all states except monopolistic states plus NJ and NY on its product page, and the producer resource page presents the current appetite guide and servicing guidance. Preferred/target business includes agriculture, auto service and repair, construction/contractors, habitational, hospitality/food services, manufacturing, mercantile, office/professional services, transportation/delivery, and trucking up to a 500-mile radius. More specific appetite examples published on the producer resource page include agriculture with $10,000 minimum premium; trucking exposures and FLC/H2A exposures considered; no poultry processing, livestock, or equine; auto dismantlers, auto body repair, tire sales, and garages; construction classes including artisan contractors, framers with $150,000 minimum premium, general contractors with two full-time employees, carpentry, solar installation, and landscaping; food manufacturing/processing with no delivery; apartment operations and janitorial; machine shops and cabinet manufacturing; mercantile such as check cashiers, recycling, and iron scrap dealers; and transportation risks such as bus/limo, airport/sightseeing exposures, and mail/parcel/package delivery under 100 miles. Geographic notes: workers’ compensation is shown in AL, AK, AZ, AR, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WV, WI; the product page also says submissions can be multi-state and out-of-state through Arrowhead Exchange. Restricted/declined signals explicitly published include no poultry processing, livestock, or equine in agriculture, no delivery for food service/manufacturing accounts, and state unavailability in monopolistic states, New Jersey, and New York. Submission requirements: new business and renewals are submitted through ArrowheadExchange.com; workers’ compensation submissions must include a supplemental application, 3-4 years of currently valued loss runs, and an updated ACORD 130; Arrowhead states no submission will be accepted without all required documents. For eligible accounts, instant quotes are available and no documents are required until binding. Broker/producer notes: Arrowhead’s producer page says agencies can become appointed/contracted online, current producers can apply for more products, and training/resources are available through Arrowhead Exchange. The workers’ comp resource page also points producers to billing FAQs, broker-of-record guidelines, audits, job exposure worksheet, Pay-Go billing FAQ, endorsements/certs/waiver charges, and customer service support. A notable companion product is Commercial Auto for select California contractors/construction class codes, with target premium $2,500-$50,000, 1-20 power units under 20,000 lbs GVW, 100-mile radius target, direct bill, MVRs on all drivers at submission, and broker-issued IDs/certificates; exceptions may be considered by underwriting.