Arrowhead General Agency
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official underwriting guidance was found for Arrowhead’s Workers’ Compensation program. The published appetite is primarily monoline workers’ compensation, offered in all states except monopolistic states plus NJ and NY on the product page; the carrier/resources page also indicates California-focused workflow rules and says multi-state accounts must be emailed, so placement workflow appears to vary by account type. Target classes specifically listed include agriculture, auto service and repair, construction/contractors, habitational, hospitality/food services, manufacturing, mercantile, office/professional services, restaurants, transportation/delivery, and trucking up to a 500-mile radius. More detailed preferred examples include artisan contractors, framers with $150,000 minimum premium, general contractors with two full-time employees, carpentry, solar installation, landscaping, janitorial, apartment operations, machine shops, cabinet manufacturing, check cashiers, recycling, iron scrap dealers, bus/limo, and parcel/package delivery under 100 miles. Published restrictions/declines include no poultry processing, no livestock or equine, no food delivery, and agriculture notes calling out trucking exposures and FLC/H2A exposures. Geographic notes: workers’ comp is described as available in all states except monopolistic states, NJ, and NY; the listed state footprint on the product page includes AL, AK, AZ, AR, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WV, and WI. Submission requirements published by Arrowhead include use of ArrowheadExchange.com for new business and renewals, supplemental application, 3-4 years of currently valued loss runs, and updated ACORD 130; no submission is accepted without all required documents. Instant quotes are available on eligible accounts, and for quick quotes documents are not required until binding. Additional workflow guidance on the resources page states California accounts below $25,000 manual premium should be submitted online with no underwriting documents required until binding; submissions above $25,000 manual premium require the supplemental application, 3-4 years of currently valued loss runs, and updated ACORD 130; multi-state accounts must be submitted via email. Notable broker/producer instructions: Arrowhead highlights online quoting and service through Arrowhead Exchange, says brokers issue ID cards and certificates for the companion commercial auto product, provides customer service and endorsement contacts, and notes BOR guidance/forms are available. A companion California commercial auto program is available for select contractors/construction class codes tied to an in-force or submitted work comp account, generally targeting 1-20 power units under 20,000 GVW with 100-mile radius, target premium $2,500-$50,000, and exceptions subject to underwriter review.