Allianz Global Corporate & Specialty
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified current North America underwriting material is the Allianz Commercial 'Appetite Guide 2026' plus U.S. line-of-business appetite sheets. Allianz Commercial positions itself for mid-sized businesses, large enterprises, and specialist risks in the U.S., with emphasis on complex and multinational accounts rather than small-package business. No verified U.S. Workers Compensation or Commercial Package Policy appetite/submission guide was found on the official Allianz Commercial site during this refresh, so those listed product lines could not be confirmed from current official underwriting materials. Current published appetite is strongest for large and complex property, casualty, construction, specialty, and multinational placements. Property appetite includes shared/layered placements up to $300M all-risk capacity with $150,000 minimum premium, and single-carrier placements up to $500M all-risk capacity where minimum TIV is $500M and minimum premium is $250,000; target sectors include machinery/apparatus production, telecom/data, metalworking, commercial real estate, financial institutions/services, leisure, retail, transportation including airport operations and airlines, healthcare, higher education, high tech, public entity, biotechnology, and food/beverage. Liability appetite highlights excess liability, construction liability, international liability, and environmental impairment liability; preferred casualty classes include manufacturing, commercial real estate, hotels/hospitality, retail, family-style restaurants, business services, financial services, technology products/services, and oil & gas service-related upstream contractors only with no offshore, plus midstream and downstream energy. Liability notes a key restriction of no pharmaceuticals or invasive medical products. International liability is aimed at manufacturing and technology risks with revenues of $500M and above, supported by controlled master programs and admitted local policies in more than 210 countries through Allianz's network. Construction liability is targeted to practice policies for contractors over $200M revenue and wrap-up/project policies of any construction value, generally up to $25M limit with admitted coverage in most states and a $10M minimum attachment; preferred construction segments are commercial/industrial building, architects & engineers excluding professional exposure, large skilled-labor projects, and trades such as interior fit-out, drywall, electrical, finish carpentry, concrete, site prep/excavation/grading, HVAC/plumbing, and water/sewer. Construction classes marked limited include street/road, bridge/tunnel/dam, fireproofing/waterproofing, and for-rent commercial-grade apartments outside high-hazard construction defect states. Restricted construction classes include environmental/abatement/remediation, airport runway, EIFS/stucco, wood frame, roofers, for-sale residential, any other residential in high-hazard construction defect states, railroad, and demolition. Environmental liability appetite includes site pollution, contractors pollution, and excess pollution up to $25M. Marine appetite includes inland marine and builder's risk/contractors equipment/installation for most construction types and occupancies, with marine-related property up to $150M any one location and program business depending on line and underwriting authority. Natural resources appetite includes renewables, conventional power, mining excluding coal, and oil & gas from upstream through downstream, with oil & gas written from London. Political violence/terrorism capacity is available up to $100M for a broad range of industrial, energy, healthcare, real estate, retail, professional services, hospitality, utility, and waste risks, with NCBR terrorism up to $50M. Broker/producer notes: Allianz emphasizes broker-facing access through the U.S. office page and product-specific appetite sheets rather than a single public producer portal. Submission expectations are operationally consistent with large-account underwriting: prepare detailed exposure data, revenue/TIV values, project details for construction, multinational footprint where applicable, and risk engineering information for complex property/casualty placements. Allianz prominently markets its risk consulting, multinational servicing, claims support, and Alternative Risk Transfer capabilities as differentiators for brokers placing larger or layered accounts. Geographic notes: Allianz Commercial confirms U.S. operations with admitted construction coverage in most states and multinational/local-policy capabilities across more than 200 countries via its network; some offerings are global or London-based, so placement structure may depend on line and territory.