Houston General Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No current, credible underwriting, appetite, or producer/broker submission guidance could be located for an active insurer named "Houston General Insurance" or "Houston General Insurance Exchange." Available official regulatory information from the Texas Department of Insurance and the Texas Property & Casualty Insurance Guaranty Association indicates that Houston General Insurance Exchange was found insolvent and placed into liquidation in August 2020, with all in‑force policies canceled no later than September 10, 2020, and the receivership estate closed on December 5, 2023. This confirms the entity is not writing new or renewal business and has no active underwriting appetite to summarize. Operational implications for brokers/producers: - The carrier is in liquidation and its estate has been closed; it is not a viable market for any new, renewal, or endorsement submissions. - Do not submit new business, endorsements, or renewal requests; redirect accounts to other admitted or eligible surplus lines markets as appropriate. - Any remaining matters involving claims or the liquidation process must be handled through the state guaranty association or the Texas Department of Insurance receivership contacts, not through the former carrier. - Any historic references on agency/carrier lists, download/IVANS grids, or marketing materials to "Houston General Insurance" or "Houston General Insurance Exchange" should be treated as legacy and updated to remove this market from active quoting or binding workflows. Because the company is not active, there is no reliable, up-to-date detail on preferred classes, restricted or declined classes, geographic appetite, or submission requirements that would be meaningful for current placement decisions.