Roamly Insurance Group
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Roamly appears to operate primarily as a licensed general agency / broker platform rather than publishing a traditional carrier underwriting or appetite guide. No dedicated public producer, broker, underwriting manual, or submit-business page was verified on the official site. Current public positioning emphasizes personal recreational risks with quoting across RV, motorcycle, boat/watercraft, and ATV/UTV, with access to multiple partner carriers rather than a single in-house form. Preferred business publicly highlighted includes recreational-use RVs, motorcycles, boats, pontoons, bass boats, bay boats, PWCs/watercraft, and other adventure/toy risks; Roamly also states it can place full-time RV exposures, DIY and uplifted Class B / camper van risks, and rental-friendly RV business. Motorcycle marketing indicates broad appetite for recreational riders and many bike types, including cruisers, sport bikes, touring, adventure, dirt bikes, scooters, custom builds, and roughly 50cc-2000cc. Boat marketing highlights recreational boaters, electronics coverage, offshore/coastal options, and boats up to about $500,000 in value and 50 feet long, with a statement of 'no surveys' on the public boat page. Restrictions/declinations are not clearly published; the main limitation disclosed is that availability, qualification, terms, rates, and discounts vary by jurisdiction and by partner carrier, so binding appetite should be treated as carrier-specific at quote or underwriting review. Geographic notes: Roamly states it is licensed as an agency in all states where products are offered and provides a state finder page for RV insurance, but does not publish a single nationwide eligibility grid; product availability should therefore be confirmed by state. Submission requirements and producer notes publicly visible are consumer-oriented rather than wholesale/retail broker instructions: quotes are started online, Roamly shops multiple carriers, and if a policy is written through another carrier (for example Progressive, National General, Foremost, Liberty Mutual, Spinnaker, or others named on the site), claims may need to be reported directly to that underlying insurer. Operationally, treat Roamly as a distribution platform for specialty personal lines recreational business, with appetite determined at the product/state/carrier level and limited public disclosure of hard underwriting rules.