Roamly Insurance Group
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified public-facing guidance shows Roamly is a licensed general agent/MGU-style platform for affiliated and non-affiliated insurers rather than a traditional single-carrier appetite guide publisher. Current published appetite is concentrated on recreational and adventure risks. Preferred personal business includes RVs for full-timers, weekenders, vans/camper vans, rentals/peer-to-peer rental exposures, motorcycles, boats, and off-road toys/ATVs/UTVs. Roamly specifically markets willingness to write business many standard markets often limit, including converted vans, DIY/custom-build renovations, full-time RV usage, and Outdoorsy/peer-to-peer rental-friendly RV risks. For commercial business, Roamly Pro is positioned for professional RV rental fleets, with public language indicating fleets of 4+ vehicles in the FAQ and 2+ RVs elsewhere on the page; operationally this suggests confirming minimum fleet size with the carrier before marketing. Commercial appetite emphasizes non-rental-period coverage for units on the lot or being moved for maintenance, repair, delivery, or other commercial purposes, with renter-purchased trip insurance intended to cover rental periods. Restricted/declined classes are not published in a detailed formal guide on the verified public pages; however, appetite is clearly specialized toward recreational vehicles and adventure-related lines rather than broad standard personal or commercial auto risks, so non-recreational classes, unsupported jurisdictions, and risks outside partner-carrier qualifications should be treated as uncertain and referred for case-by-case review. Geographic notes: Roamly states it is licensed as an agency in states where products are offered, and availability, qualification, terms, rates, and discounts vary by jurisdiction; the site includes state-specific RV pages, but no single nationwide underwriting matrix was publicly verified. Submission/quote expectations are primarily digital and retail-facing: online quote/start-a-quote flow, custom fleet quote for Roamly Pro, and scheduling with an RV specialist. Practical producer/broker notes: Roamly highlights broad access to multiple carrier partners and says it will place coverage with Roamly or a trusted partner depending on fit. Public broker/producer underwriting manuals were not verified on the official site, but notable instructions include transparent risk-based pricing for fleets, integration references for commercial operators using platforms like Wheelbase Pro and Outdoorsy, and the need to confirm jurisdiction eligibility, carrier fit, and exact underwriting requirements at submission because final qualification is carrier- and policy-dependent.