Bamboo Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified producer-facing guidance remains limited and marketing-oriented rather than a formal published appetite guide. Bamboo presents itself as an underwriting-first MGU focused on property risks, including catastrophe-exposed business, with data-driven risk selection, real-time aggregation control, and rapid pricing/product changes. Published personal lines products currently shown are HO-3, HO-5, HO-6, and DP. State/product availability shown on the official agent page is: California - homeowners, dwelling fire, landlord, and condo; Texas - homeowners, renters, condo, dwelling fire, and landlord. Preferred business appears to be personal residential property risks that fit Bamboo’s segmented property underwriting model in CA and TX. Geographic notes: producer appointments are only being accepted in California and Texas, and the quoting/binding access page indicates the new system is for CA and TX while the old servicing system is CA-only. Submission requirements / broker instructions: Bamboo directs agents to use the Agent Portal for quote requests and specifically says not to submit quote requests through the general agent form; the form is for appointment requests, producer inquiries, or routing an existing producer to start a quote. Current producer workflow notes include separate access for a new quoting/binding system and an old CA-only servicing system. Restricted/declined classes are not specifically published on the verified official pages reviewed; no formal public list of ineligible occupancies, construction types, protection classes, or catastrophe exclusions was found, so underwriting fit appears to be controlled through portal eligibility, underwriting review, and aggregation management rather than a detailed public appetite bulletin.