Bamboo Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified current official producer-facing guidance is on Bamboo’s agent page rather than the older third-party PDF. Bamboo presents itself as an underwriting-first MGU for property business and highlights data-driven risk selection, AI-enabled underwriting insights, real-time aggregation control, and fast quote-to-bind workflows. Published target business is personal residential property, especially catastrophe-exposed/complex property risks. Core filed/marketed forms shown are HO-3, HO-5, HO-6, and DP. State/product notes currently published: California – Homeowners, Dwelling Fire, and Landlord; Texas – Homeowners, Renters, Condo, Dwelling Fire, and Landlord. Separate consumer support pages also state Bamboo’s own home coverage is available in California and Texas, while Bamboo Insurance Agency may place business nationwide through other carrier partners. Preferred business therefore appears to be owner-occupied and related residential property risks within CA and TX, with broader agency placement outside those states. No detailed class-by-class decline list, construction restrictions, protection-class rules, age-of-home rules, wildfire brush scoring thresholds, or submission knockout criteria were publicly posted on the verified official pages reviewed. Operationally, treat underwriting as controlled and selective, particularly around CAT-exposed property, because Bamboo explicitly emphasizes granular risk segmentation and real-time aggregation management. Submission/broker notes publicly posted: agents can request appointment through Bamboo’s official appointment form; appointed agent/producer partners have a dedicated inquiries/request form; agent login is through the official agent login page; Bamboo states these agent resources are for producer partners only and not for policyholder/consumer service. Coverage remains subject to underwriting review, approval, and policy terms. If a more detailed appetite guide exists, it was not publicly verified on the official site pages reviewed, so brokers should use the appointment/inquiry forms or agent portal to confirm current acceptability, restricted risks, and documentation expectations before submitting borderline CAT, landlord, or dwelling fire accounts.