Americas Insurance Company
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Carrier appetite summary
Americas Insurance Company (NAIC 27898) is in receivership and has been ordered into liquidation as of June 23, 2022, following earlier placement into receivership in Louisiana in January 2022. The company’s license status in at least one major jurisdiction (e.g., California) is shown as "IN LIQUIDATION," and Louisiana lists the company among open receiverships.([ldi.la.gov](https://ldi.la.gov/industry/financial-regulation/receivership?utm_source=openai)) Operationally, this means there is **no active homeowners or other P&C underwriting appetite**, and no new or renewal business should be submitted or bound. All prior underwriting guidelines, preferred classes, eligibility rules, or appetite indications are effectively obsolete for current placement decisions. Any in-force policies from prior periods are being handled through court‑supervised liquidation and state guaranty associations, not through normal company underwriting channels.([ciga.org](https://www.ciga.org/resources/liquidation-directory/americas-insurance-company?utm_source=openai)) **Preferred / target business:** - None. Carrier is not a viable market; do not consider for new submissions, rewrites, or remarketing. **Restricted or declined classes:** - All personal and commercial property or casualty risks should be treated as declined due to insolvency and liquidation. **Geographic notes:** - Historically domiciled in the District of Columbia and administratively based in Louisiana with authority in multiple states, but current status across states is liquidation/receivership. Regulatory listings show the company as in liquidation or otherwise inactive rather than as an actively licensed underwriter.([ldi.la.gov](https://ldi.la.gov/industry/financial-regulation/receivership?utm_source=openai)) **Submission / placement instructions:** - Do **not** submit new business, endorsements, or rewrites to Americas Insurance Company. - For any legacy policies or claims, follow the directions provided by the applicable state guaranty association or receivership office, which are managing open claims and unearned premium obligations (e.g., California Insurance Guaranty Association guidance for AIC after the 6/23/2022 liquidation order).([ldi.la.gov](https://ldi.la.gov/industry/financial-regulation/receivership?utm_source=openai)) **Broker / producer notes:** - Remove Americas Insurance Company as an available carrier in comparative raters, agency management systems, and marketing materials. - Redirect all homeowners and related property accounts to alternative active markets; treat AIC only as a run‑off / liquidation entity when assisting customers with legacy claims or guaranty‑fund questions. - If any residual appointment or agency agreements reference AIC, treat them as non‑producing and refer to your agency’s E&O guidance when advising insureds affected by the liquidation. Because the carrier is in liquidation, there are **no current, official underwriting or appetite guides** to refresh; the only relevant operational guidance is to cease placement activity and route any remaining claim or policy issues through the receivership and state guaranty associations.