Americas Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No current official underwriting, appetite, producer, broker, or submission guidance for new Home business was verified on the carrier’s official website. The carrier appears to no longer be an active market for new submissions: the California Department of Insurance company profile shows Americas Insurance Company (NAIC 27898) with license status 'In Liquidation,' and the California Insurance Guarantee Association states the company was found insolvent and ordered into liquidation on June 23, 2022. Operationally, treat this carrier as unavailable for new Home placements unless a state regulator or receiver publishes contrary instructions. No preferred classes, target risks, geographic expansion notes, or submission requirements for current new business were found from verified official carrier sources. Broker/producer handling should focus on runoff and claims administration rather than submissions: CIGA directs existing claimants and policyholders to guaranty-association/liquidation resources, notes open claims are forwarded from the liquidator, and references the Louisiana Department of Insurance receivership contact for records and liquidation matters. Verified official regulatory information also lists broader historical authorized lines beyond Home, but this does not indicate current underwriting appetite. Because no active official underwriting page was verified, use no appetite assumptions and seek replacement markets for Home business.