Stonewood Insurance Services
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Officially published guidance is limited and does not include a detailed public appetite/underwriting manual for Stonewood specifically. Falls Lake Insurance identifies Stonewood Insurance Company as part of its admitted platform and states that, for individual-risk business, Stonewood and Falls Lake National write Workers' Compensation through appointed independent agents in southeastern and midwestern states for defined industry segments, with in-house claims, loss control, and underwriting, competitive commissions, and contingent commission opportunity. Publicly available materials do not list specific preferred class codes, payroll bands, minimum premiums, or explicit declined classes for this individual-risk WC segment. Geographic note: the carrier describes distribution for this WC business as southeastern and midwestern states; no complete state list is posted on the public site. Submission/appointment note: for more information on products, appetites, or an appointment, brokers are directed to contact marketing@fallslakeins.com, indicating business is expected through appointed agents rather than open direct public submission. Broker/producer service notes for WC include access to billing/audit, online payments, claims reporting, a workers' compensation portal, and loss control support. Loss control resources include a resource library and video training enrollment, suggesting emphasis on insured safety programs and risk-management engagement. For specialty/program business, Falls Lake states it partners with established insurers and MGA/MGUs, can assume risk or act as a pure front, and routes retail agents to MGA partners for inquiries. Publicly listed current program classes include BOP, artisan contractors package, franchised auto dealers, timber, excess property, primary/excess casualty, commercial property/CGL, towing, aviation, public auto, trucking, daily rental, collateral protection, cannabis, excess casualty, and contractor liability/wrap-up. Policyholders are instructed to contact their agent; retail agents are instructed to contact the listed MGA/program partner for program business. Because no verified public Stonewood-specific appetite guide was found, treat the published guidance as high-level marketing/distribution information rather than a full underwriting rule set.