Polk County Mutual Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Official Polk County Mutual website could not be verified as active; the listed domain redirects to a parked Afternic sales page rather than a functioning carrier site. Missouri Department of Insurance records indicate Polk County Mutual Insurance Company became inactive effective October 1, 2023, following merger into Old Missouri Mutual Insurance Company. Because Polk County Mutual no longer appears to publish its own active underwriting, appetite, producer, or submission guidance, no current standalone Polk County Mutual underwriting page was verified. For operational purposes, treat Polk County Mutual Home as non-open for new standalone appointments/submissions under that brand unless the carrier or its successor provides direct instructions. Publicly available successor company information indicates Old Missouri Mutual writes home insurance for Missouri residents/property owners through independent agents, emphasizing Missouri-only mutual business. Published Homeowners materials describe standard owner-occupied dwelling protection with optional inland marine for valuables, sewer backup, and replacement cost on contents; no detailed class-by-class decline list was publicly posted on the verified public pages reviewed. Geographic notes publicly stated by the successor emphasize Missouri-only business. Producer notes publicly available from the successor indicate distribution through the independent agency system, with agency appointment requests requiring an agency contract request form plus a copy of the Missouri agency license and E&O declarations page; the form also asks for agency volume, loss ratios, prior terminations, and expected production. Since no Polk County Mutual-specific current appetite guide was found, any placement inquiry should be routed to the successor carrier for current eligibility, underwriting restrictions, and submission requirements.