Victoria Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Publicly available, carrier-specific underwriting or appetite guidance for "Victoria Insurance" is not currently published as a separate brand; Victoria Insurance Group/Company operates as part of Nationwide’s nonstandard auto segment and does not maintain its own active public producer or underwriting-guidelines site. The legacy Victoria entities (e.g., Victoria Fire & Casualty, Victoria Automobile Insurance Company, Victoria National Insurance Company, Victoria Specialty Insurance Company, Victoria Select Insurance Company) are described as nonstandard/private‑passenger auto carriers now owned by Nationwide, and external directories continue to list them as nonstandard auto P&C insurers authorized in multiple states. However, specific, current-class appetite (preferred vehicles/drivers), restricted/declined classes, state-by-state eligibility, and formal submission rules are not exposed under the Victoria name and instead are controlled within Nationwide’s internal/appointed-agent resources. Operationally, treat Victoria-branded paper (where still in force) as Nationwide nonstandard auto with: (1) focus on higher‑risk personal auto (e.g., prior violations, lapses, or nonstandard characteristics); (2) no distinct public list of preferred or restricted risks that differs from Nationwide’s current auto eligibility rules; and (3) no separate Victoria producer portal or broker instructions beyond Nationwide’s producer guidelines. Any appetite, binding authority, or document‑submission requirements should be confirmed in Nationwide’s agency portal or with your Nationwide marketing/underwriting contact, as there is no reliable, up-to-date Victoria-only underwriting or appetite page to cite. Because of the lack of a live official Victoria underwriting/apptetite page, no detailed line‑item guidance (e.g., specific driver point thresholds, vehicle restrictions, or geographic moratoriums) can be verified from official sources at this time. Use Nationwide’s current auto underwriting manuals and bulletins for governing rules, and verify state and segment (standard vs. nonstandard) placement directly with Nationwide underwriting when placing or moving any risks that may sit on Victoria paper.