Centauri Specialty Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Official site content verified, but no public homeowner underwriting or appetite guide with class-by-class accept/decline rules was found. Current published guidance shows Centauri writes personal residential business including Homeowners, Dwelling Fire, Condominium, Flood, Renters, and Equipment Breakdown, and indicates operations across seven states: Alabama, Florida, Hawaii, Louisiana, Mississippi, South Carolina, and Texas. The site also references Florida-specific discounts and a companion Flood Policy Discount for current homeowners policyholders. For agents, Centauri positions itself as an appointed-agent market with web-based systems, Agency Download availability, and co-brandable marketing materials available through marketing@centauriinsurance.com. Submission/underwriting contact points published on the official site are customerservice@centauriinsurance.com for homeowners/personal lines, 866-228-7993 for personal lines in all non-Hawaii states, and 808-237-5060 for Hawaii. No public restricted or declined homeowner classes, protection class limits, age/condition restrictions, coastal/wind rules, occupancy restrictions, or valuation/construction requirements were located on verified official pages, so those items could not be refreshed from public sources. Practical takeaway: treat Centauri as a regional appointed-agent homeowners market with related residential products, but obtain binding appetite, geographic eligibility, and documentation requirements directly from the carrier or agent portal because detailed public underwriting criteria were not posted.