Access Insurance Company
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Carrier appetite summary
Access Insurance Company is no longer an active market. Texas regulators found the company insolvent and placed it into liquidation effective March 13, 2018; all remaining policies were ordered terminated no later than April 12, 2018, with covered claims transferred to applicable state guaranty associations (e.g., Texas Property and Casualty Insurance Guaranty Association, California Insurance Guaranty Association).([tpciga.org](https://tpciga.org/accessinsco/?utm_source=openai)) Operationally, this means: - No current underwriting appetite exists and no new or renewal business may be submitted. - All historic writings were primarily non‑standard personal auto in multiple states, but those programs are discontinued and cannot be used as placement options.([insurancejournal.com](https://www.insurancejournal.com/magazines/mag-features/2018/04/02/484676.htm?utm_source=openai)) - Agents and brokers should not quote, bind, or issue policies on Access Insurance Company paper and should move any remaining affected accounts to alternative carriers. - Any in‑force or past policy obligations are handled exclusively through the court‑appointed receiver and relevant state guaranty associations; producers should direct claimants and insureds to the appropriate guaranty association or receivership contact rather than attempting normal carrier submissions.([tpciga.org](https://tpciga.org/accessinsco/?utm_source=openai)) Because the company is in liquidation, there are no valid current producer, broker, underwriting, or submission guidelines to apply. Treat Access Insurance Company as a defunct / unavailable market for all new business, renewals, endorsements, or rewrites. Any historic program manuals that may still be in circulation are obsolete and must not be relied upon for placement or rating. Geographic and class‑of‑business notes (historical only, not actionable): - Historically wrote non‑standard personal auto across numerous states via independent agents, but all such business was ordered canceled in 2018 and moved or replaced.([insurancejournal.com](https://www.insurancejournal.com/magazines/mag-features/2018/04/02/484676.htm?utm_source=openai)) Submission and broker instructions (current): - Do not submit new business or service requests to Access Insurance Company. - For open or older claims under former Access policies, follow the instructions issued by the applicable state guaranty association or the Texas receivership/SDR site as to proof‑of‑claim and documentation; these are claims‑administration procedures, not underwriting guidelines.([tpciga.org](https://tpciga.org/accessinsco/?utm_source=openai))