Arch Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Arch’s verified U.S. wholesale appetite guide remains current and is supported by product pages for Professional Liability and Management Liability. For Professional Liability, Arch targets miscellaneous E&O for non-medical, non-financial service providers and specifically calls out real estate services firms, franchisors, technology firms, outsource providers, consultants, staffing firms, insurance agents and brokers, lawyers, registered investment advisors, travel agents and tour operators. The wholesale appetite guide also lists architects and engineers, design-build contractors, hospitality, healthcare, manufacturing, transportation/logistics, professional services, retail, real estate, financial institutions and tough-to-place risks; environmental consultants/contractors are noted as not available in New York. Miscellaneous Professional Liability capacity is up to $10M primary/excess, while the wholesale guide shows Cyber/Tech E&O/Misc. E&O/Media capacity up to $20M for certain professional/cyber placements. Captive Agents Professional Liability generally requires 500+ enrolled agents, minimum premium of $100,000, and submissions including an Arch application, at least five years of loss experience, and audited financial statements for the sponsoring company. Distribution is through select retail and wholesale producers. For program business, Arch prefers reputable program administrators with strong financials, proven underwriting/program management, existing market presence, coded claims data and a functioning underwriting platform; desired minimum annual written premium for a national professional liability program is $10M, though smaller programs may be considered case by case. Required program submissions include program/principal history, underwriting and pricing guidelines/history, program demographics, premium and claims experience, competition analysis, and successful completion of underwriting/actuarial due diligence. For Management Liability, Arch writes through specialty units. Large Commercial targets public companies over $500M revenue, private companies over $1B revenue, and REITs, with up to $25M primary/excess. Growth & Middle Market targets private companies under $1B revenue, public companies under $500M revenue, non-profits, and also notes start-ups, mature companies, IPOs, and private equity/venture-backed companies; it offers up to $25M primary/excess and indicates quotes in under 48 hours. Financial Services is aimed at financial institutions and related firms, including banks, insurance companies, hedge funds, private equity, venture capital, investment advisers and mutual funds, and offers D&O, EPL, fiduciary, crime, fidelity bonds, Side A, lender liability, bankers professional liability, investment adviser/company D&O/E&O, insurance company professional liability, cyber/privacy and related manuscript options. The wholesale appetite guide also shows Management Liability appetite for hospitals and healthcare systems, miscellaneous facilities, and transactional risk, with U.S.-domiciled focus noted for miscellaneous facilities and transactional risk products including representations and warranties, tax insurance and contingent liability. Verified restrictions/limitations are limited on the public pages, but Arch expressly notes appetite varies by region, advises brokers to contact the underwriter for regional appetite, limits distribution to select retail/wholesale producers, and states the wholesale appetite material is intended for licensed insurance producers. No comprehensive public declined-class list was found on the verified pages used.