Sawgrass Mutual Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No verified current underwriting, appetite, producer, or broker submission guidance could be found from an active official Sawgrass Mutual Insurance Company website. Official Florida receivership records show Sawgrass was a Florida homeowners insurer, but all policies were cancelled effective September 1, 2017, replacement policies were provided by Heritage Property & Casualty Insurance Company, and Sawgrass was ordered into receivership for liquidation effective October 1, 2018. The receivership status is listed as closed, with discharge dated December 29, 2022. Operationally, treat Sawgrass as non-writing and unavailable for new home submissions. Preferred business: none currently published because the carrier is not active. Restricted/declined classes: effectively all new and renewal business, as no active underwriting platform or submission channel is in place. Geographic notes: historically Florida-only homeowners business, but there is no current Florida appetite because the company is liquidated and closed. Submission requirements: do not submit new business; there is no verified producer portal, appetite guide, or underwriting contact for placement. Broker/producer notes: legacy policy and claims servicing referenced Heritage and the Florida Department of Financial Services during runoff/liquidation, but those notices relate to historical receivership handling rather than current underwriting.