Financial Indemnity Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official guidance is limited to Kemper’s public Commercial Auto product pages rather than a detailed broker-facing appetite guide. Current published positioning: Kemper Auto Commercial targets small-business auto risks, from one-person operations to small fleets, with coverage marketed across more than 1,000 occupations. Public examples indicate acceptance of service/trade vehicle risks such as landscaping trucks and multiple vehicle body types including pickups and vans. Available public coverage features include roadside assistance, flexible payment plans, and a General Liability endorsement for eligible commercial auto insureds when working outside the vehicle. Geographic availability publicly listed: Arizona, California, Colorado, Connecticut, Florida, Georgia, Pennsylvania, and Texas. Restrictions/declines: no formal class-by-class prohibited list, radius guidance, driver criteria, or vehicle-use exclusions were found on verified public Kemper pages; however, Kemper states coverage is subject to underwriting qualifications, state availability, and policy terms, so brokers should treat appetite as limited to qualified small-business commercial auto accounts in approved states. Submission/quote expectations: Kemper directs prospects to contact an independent agent for quoting; public quote phone is 877-352-0069, and agent lookup is available through Kemper’s site. Broker/producer notes: Kemper maintains an agent portal for appointed agents and indicates commercial auto customer service support at commercial.vehicle@kemper.com and 800-722-3391 on its official contact page. Carrier-specific note: Financial Indemnity Company is confirmed by Kemper as one of the underwriting companies used for Kemper Auto personal and commercial lines, but Kemper states the specific issuing company depends on state and coverage, so this public guidance applies at the Kemper Auto program level rather than exclusively to Financial Indemnity Company.