Infinity Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified public guidance is consumer-facing rather than a formal broker appetite guide. Infinity Insurance Agency, Inc. markets commercial auto through its agency platform and states it shops coverage with 20+ carriers. Current published focus is small-business/contractor commercial auto, especially service-oriented trades such as landscaping, construction, home improvement, and independent contractors using vehicles for business. Preferred-use indicators include vehicles used to provide a service, carry tools/equipment/supplies, display business logos, or have permanently attached equipment. The site specifically mentions business pickup trucks, box trucks, vans, trailers, and business fleets. Operational fit appears strongest for small commercial auto risks needing customizable coverage, flexible payment plans, Spanish-bilingual service, and placement options for nonstandard drivers. Notable underwriting-flex points published on the site include acceptance of foreign driver’s licenses, Matricula Consular, and less-than-perfect driving records; SR-22 assistance is also advertised on the main site. No official public document was found that lists explicit declined classes, ineligible hazards, radius limits, driver age/experience rules, fleet size thresholds, or state-by-state commercial auto appetite restrictions. No formal geography/appetite bulletin was found beyond a licensing note that Infinity Insurance Agency, Inc. does business as Infinity General Insurance Agency in California and certain other states, so geographic availability and underwriting restrictions should be confirmed at submission. Submission/quote instructions are direct-to-agency rather than broker-portal based: insureds/producers are directed to call for a free commercial auto quote, and the site emphasizes phone-based assistance from licensed representatives. Published broker/producer-relevant notes include flexible payment options, low down payment messaging, possible discounts for multi-vehicle, paid-in-full, prior coverage, and bundling with business insurance, but these are marketing statements rather than binding underwriting rules. Overall, the verified public guidance supports a broad small-commercial-auto placement appetite with emphasis on contractor/service risks and nonstandard-driver accessibility, but there is no formal publicly posted underwriting manual or producer appetite guide to confirm restricted or declined classes.