Infinity Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Publicly available, carrier‑specific underwriting or appetite guides for Infinity Insurance Company / Infinity Insurance Agency, Inc. (a Kemper affiliate) are not posted on the current website. The site positions Infinity primarily as an agency/producer that shops multiple carriers for personal and commercial auto, and mentions access to commercial general liability, but provides no detailed risk‑class appetite, line‑by‑line manuals, or formal producer underwriting bulletins. Preferred / target business (inferred from marketing language, not a formal appetite guide): - Personal and commercial auto accounts seeking minimum‑limits or basic liability and full‑coverage options, including standard and non‑standard drivers. - Small businesses needing commercial auto (e.g., fleets or work vehicles) and potentially basic commercial general liability, with an emphasis on budget‑sensitive, price‑driven buyers. - Drivers with foreign licenses, Matricula Consular, or limited credit history and high‑risk drivers who may have difficulty placing coverage in standard markets.([infinityauto.com](https://www.infinityauto.com/AgentLocator?utm_source=openai)) Restricted / declined classes: - No explicit list of excluded vehicle types, industries, or classes is published. The site notes that coverage and product availability depend on state and carrier underwriting qualifications, implying that individual carrier guidelines control specific declines or restrictions.([infinityauto.com](https://www.infinityauto.com/?utm_source=openai)) Geographic notes: - Infinity Insurance Agency indicates it operates in multiple states including AZ, CA, GA, FL, TX, PA, OR, IL, IN, NV, and CT; product availability and offerings vary by state and underlying carrier.([infinityauto.com](https://www.infinityauto.com/AgentLocator?utm_source=openai)) Submission / quoting process (operational guidance): - Business is funneled through Infinity’s call‑center/agency model rather than an open brokerage portal. Prospective insureds and referring agents are directed to call dedicated phone lines for quotes (personal auto, commercial auto, and general assistance) rather than submit ACORD apps or structured underwriting submissions online.([infinityauto.com](https://www.infinityauto.com/AgentLocator?utm_source=openai)) - Coverage is placed with one of "20+ carriers" based on individual risk characteristics and eligibility, subject to each carrier’s underwriting qualifications and state availability; Infinity serves as the intermediary.([infinityauto.com](https://www.infinityauto.com/?utm_source=openai)) Broker / producer notes: - The public site does not provide a producer log‑in, appointed‑agent manual, or explicit instructions for independent brokers to submit business directly to Infinity Insurance Company. The model appears closer to a retail agency/aggregator brand (Kemper Infinity) than a market that external commercial brokers can submit to on a traditional wholesale or contract‑binding basis. - Any detailed commercial auto, GL, or workers comp rules (vehicle eligibility, driver standards, radius, industry restrictions, experience mods, etc.) must be obtained from the specific underlying carrier manuals (e.g., Kemper or other markets Infinity accesses) or from internal appointment documents, not from public Infinity pages. Net result for underwriting operations: - Treat Infinity primarily as a distribution brand/agency accessing multiple carriers rather than as a standalone market with a posted public appetite guide. - For precise appetite, preferred and restricted classes, and rate/eligibility rules on commercial auto, GL, or workers comp, rely on the underlying carrier’s most current manuals or contact Infinity’s commercial auto line directly for case‑by‑case underwriting feedback. - No public evidence that Infinity is currently offering a broad, standalone workers compensation product; any WC placements would likely depend on partner carriers and should be verified directly with Infinity or Kemper. Because no official public underwriting, appetite, or producer‑guide page could be verified, underwriting_page is returned as an empty string, and the guidelines above should be treated as high‑level operational context rather than a formal rule set.