Carrier Appetite / Cabrillo Pacific Insurance Services
Carrier Appetite Detail

Cabrillo Pacific Insurance Services

Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.

Reviewed Mar 23, 2026
Last Changed Mar 23, 2026
Country United States

This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.

Product Lines
Personal Auto - Non-standard (legacy/closed programs)
Links
Details

Carrier appetite summary

Cabrillo Pacific Insurance Services operated as a non‑standard personal auto MGA based in San Diego, CA and was acquired into the AmWINS specialty auto platform. Publicly available, current‑state guidance indicates that Cabrillo’s standalone distribution/branding has effectively been folded into AmWINS Specialty Auto, with active California non‑standard auto programs now administered under AmWINS/All Star General rather than as new Cabrillo‑branded writings. Preferred / target business - Historically focused on California non‑standard private passenger auto and other personal lines, written on behalf of partner carriers and reinsurers, but current AmWINS auto guidance only references Cabrillo for legacy California policies with certain prefixes. - Today, AmWINS’ California non‑standard auto placement is directed through AmWINS Specialty Auto and All Star General, not through active Cabrillo‑branded programs. Restricted / declined - No live, carrier‑facing Cabrillo underwriting or appetite guide is published. All current operational instructions route policyholders and brokers either to AmWINS Specialty Auto customer service or to All Star General for the specified policy prefixes and effective dates. - As a result, Cabrillo should not be treated as an open market/program for new submissions; new business should follow the applicable AmWINS Specialty Auto or All Star General program guidelines instead. Geographic notes - Historical and current references tie Cabrillo to California non‑standard auto business. AmWINS’ customer‑service page for California policies lists Cabrillo only as a mailing address for legacy policies, indicating that any remaining Cabrillo exposure is run‑off or service‑only, not for active nationwide expansion. Submission and service instructions (current, operational) - For California auto policy prefixes XAN, CCA, GCA, GCM, ASE, AS6, AMS, AAA, AA6, AM6, EQP, EP6, EQS, or ES6 with policy effective dates prior to June 1, 2019, servicing is handled by AmWINS Specialty Auto. Policyholders and brokers are instructed to: - Use the Cabrillo Pacific Insurance Services mailing address: P.O. Box 701749, Dallas, TX 75370‑1749. - Call (866) 655‑0555, Monday–Friday 6:00 a.m. to 3:00 p.m. PT. - Email customerservice@amwinsauto.com for customer service and underwriting questions. - For California auto policies with prefixes EQP, EP6, EQS, or ES6 with effective dates after June 1, 2019, servicing and policy management are handled by All Star General Insurance Agency: - Mailing: P.O. Box 502180, San Diego, CA 92150‑2180. - Phone: (800) 202‑7827, Monday–Friday 8:00 a.m. to 5:00 p.m. PT. - Fax: (800) 902‑7827. - Website: allstargeneral.com. - For brokers needing policy documents or endorsements on legacy Cabrillo/AmWINS Specialty Auto business, AmWINS instructs that requests be emailed to customerservice@amwinsauto.com; no online producer portal specific to Cabrillo is referenced in current materials. Broker / producer notes - Cabrillo operates as part of AmWINS’ underwriting division. Current documentation lists Cabrillo alongside other AmWINS group entities but does not describe any distinct, actively marketed Cabrillo program or appetite. - Given the absence of a live Cabrillo appetite or producer‑marketing page and the fact that current AmWINS guidance treats Cabrillo mainly as a legacy service address, brokers should: - Treat Cabrillo as a legacy label only and not as a separate market to approach for new quotes. - Place new California non‑standard auto business through the currently active AmWINS Specialty Auto or All Star General programs and follow those entities’ underwriting guides. - Use the AmWINS Specialty Auto customer‑service contacts for any in‑force or run‑off business tied to the listed prefixes and effective dates. Because there is no active, standalone Cabrillo underwriting or appetite guide available from official sources, the above reflects operationally relevant service and routing instructions rather than current new‑business appetite.