ACCC Insurance Company
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Carrier appetite summary
ACCC Insurance Company is no longer an active underwriting carrier. The company was declared insolvent and placed into liquidation effective December 30, 2020, and it ceased issuing new policies in 2020. All ACCC policies were cancelled or assumed as of or prior to January 29, 2021. Accordingly, there is no current underwriting appetite, no active producer program, and no submission process for new or renewal business. Preferred / target business: - None. ACCC has no active underwriting operations or target classes; it does not write new or renewal policies in any line. Restricted or declined classes: - All new and renewal risks are effectively declined because the company is in liquidation and not issuing policies. Geographic notes: - Historically, ACCC wrote personal auto in certain states, including Texas and Alabama, but this business has been terminated or assumed by other carriers. - Texas policies in force as of December 1, 2020 were assumed by Redpoint County Mutual Insurance Company; Alabama policies in force as of that date were assumed by Incline Casualty Company, both administered by Embark General. These assumptions apply to in‑force business and claims with dates of loss on or after December 1, 2020, not to new submissions. Submission / producer instructions: - There is no active producer or broker submission channel for ACCC. Agents should not submit any new business, endorsements, or renewals to ACCC. - All pending claims at the time of receivership were transferred to the affected state guaranty associations. Claims handling and coverage questions now route through the appropriate state guaranty association or the assuming carriers (e.g., Embark/Redpoint County Mutual or Incline Casualty) depending on policy state and date of loss. - Operational focus is limited to liquidation and runoff activities under the supervision of the Special Deputy Receiver (Prime Tempus, Inc.) and state guaranty associations; there are no operative underwriting guidelines or appetite tools available for producers. Operational takeaway for brokers/agents: Treat ACCC as a liquidated carrier with no active markets. Do not market or place any business with ACCC; instead, place personal auto risks with alternative carriers or, for legacy ACCC policyholders in Texas/Alabama, follow the instructions and contacts provided by the assuming carriers or state guaranty associations for claims and policy servicing issues.