Federated National
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No current official underwriting, appetite guide, or broker submission PDF was verified on the carrier’s public site. The previously supplied PDF appears to be hosted on a third-party domain and was not used as a verified official source. Current official public guidance indicates FedNat is writing primarily personal residential property business, with homeowners insurance featured on its site; related personal lines displayed include high value home, condo, renters, landlord, flood, and personal umbrella. FedNat states it underwrites homeowners multi-peril, federal flood, and other lines in Florida, and also references homeowners and dwelling fire business in Alabama, Louisiana, South Carolina, and Texas through a SageSure partnership. Public site language does not publish detailed class-level preferred risks, construction/age limits, protection class rules, wind restrictions, or explicit declined classes, so those items remain unverified from official public sources. Geographic notes publicly available: Florida is the core direct market shown on the site, while certain non-Florida homeowners/dwelling fire business is referenced as being handled through SageSure. Producer/broker operational notes available publicly: agents are directed to the Agent Portal and Agent Support resources, can call underwriting customer service at 800-293-2532 Monday-Friday 8 a.m.-6 p.m. EST, and prospective agents can use Agent Connect to become appointed or request a visit. Submission expectations beyond portal use and agent contact are not publicly detailed on the verified official pages.