Federated National
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified current official site remains FedNat. I did not verify a current official underwriting/appetite guide on FedNat’s own domain; the provided PDF appears to be a third-party hosted quick-reference document, so underwriting_page is left blank. Official producer-facing guidance currently published on FedNat’s site is limited to agent portal/support pages rather than a current public appetite guide. Operationally, FedNat is presenting personal residential products including homeowners, high value home, condo, renters, landlord, flood, personal umbrella, and extra protection. Agent instructions: business and forms are routed through the Agent Portal; underwriting customer service is available by phone at 800-293-2532 during business hours; prospective agencies are directed to complete an Agency Questionnaire and submit it by email or fax. A third-party quick-reference document, not verified as an official current FedNat page, indicates historical Florida-focused home guidelines such as owner-occupied HO-3 preference, condo/renters/DP options, coastal eligibility including barrier islands, underwriting scrutiny on older homes, roof age/life requirements, mandatory or limited water damage restrictions on older homes or polybutylene plumbing, claim-history limitations, vacancy/ineligibility concerns, fencing/security requirements for pools/trampolines, and support-document deadlines, but these points should be treated as unverified unless confirmed inside the agent portal or by underwriting. Practical broker takeaway: use FedNat for personal residential property only, confirm current appetite, county availability, valuation method, inspection triggers, and submission attachments directly through the agent portal or underwriting before quoting/binding.