Aegis General Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified current producer-facing guidance is published through Aegis Easy, Aegis General’s property platform. For Home, Aegis presents itself as a national specialty/personal lines property writer with programs including homeowners, dwelling fire, manufactured home, renters, earthquake, and stand-alone DIC. Preferred business appears to be specialty residential property, especially manufactured homes, dwelling fire, and wildfire-exposed or otherwise hard-to-place homes needing FAIR Plan companion DIC coverage. DIC guidance specifically states support for all occupancies, dwelling values up to the maximum available through the FAIR Plan, personal liability up to $500,000, optional equipment breakdown, evacuation reimbursement for primary homes, and online real-time quoting/issuance. Geographic notes: Aegis publishes a system guide showing state-by-state product availability; homeowners are shown in selected states rather than nationwide, while manufactured home and dwelling fire are broader. Verified homeowner availability shown in the system guide includes CA, GA, IN, MS, PA, SC, TN, and WV; DIC content references FAIR Plan or equivalent markets and specifically links California and Colorado FAIR Plan resources. Restrictions/declines are not presented as a traditional appetite or prohibited-class bulletin on the verified public pages; instead, eligibility is framed around product/state availability and point-of-sale underwriting alerts. Operationally, risks outside listed state/product combinations, and property submissions that do not meet product-specific eligibility at quote, should be treated as ineligible or subject to additional underwriting review. Submission/producer notes: Aegis emphasizes use of its online platform for real-time quote, bind, issue, and endorsements; integrated dwelling valuation is provided for single-family and manufactured/mobile homes at binding; real-time data is used for wildfire hazard, roof exposure, and loss-history assessment; and point-of-sale alerts identify additional items needed before issuance to reduce post-bind surprises. Producer support is staffed by underwriters on business days from 8:30 AM to 6:00 PM Pacific via 844-207-4339, and new producers can sign up through the producer portal. No separate publicly verified underwriting manual or detailed decline list for Home was located on the official pages reviewed.