American Independent Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Officially published guidance indicates this carrier group is currently positioned around personal auto only, marketed through Good2Go, a subsidiary/brand associated with American Independent Companies. The clearest published appetite is low-cost personal auto for underserved or higher-risk drivers, with a strong emphasis on minimum-limits insurance, low down payments, easy monthly payment plans, and optional collision/comprehensive when available. Preferred business appears to be drivers seeking state-minimum or basic personal auto coverage, especially price-sensitive insureds needing fast quoting and simplified purchase flow. The site does not publish a formal underwriting appetite guide or class-by-class decline list, so restricted/declined risks are not expressly stated on the official pages reviewed; however, the absence of commercial lines, homeowners, umbrella, or other P&C offerings suggests those are outside the published appetite. Geographic notes: Good2Go Insurance, Inc. states it is licensed in all states except Alaska, Kansas, Hawaii, Massachusetts, Montana, New York, and Rhode Island; availability and pricing vary by state and by underwriting factors, and if Good2Go cannot serve an area it may refer the customer to a partner carrier. Submission/placement notes: business is driven primarily through direct online quote/retrieve workflows rather than a traditional broker-facing appetite guide; the quote retrieval page shows placement may occur with Good2Go Insurance, Inc., Dairyland, or Progressive. Published producer/broker instructions are limited; no verified official producer appointment, broker submission manual, or underwriting guide was found on the official site. Operationally, treat this as a consumer-focused personal auto market rather than a broad commercial or multi-line carrier submission target. When placing business, expect state-specific underwriting, a focus on minimum-limits personal auto, and potential redirection to partner carriers where Good2Go is unavailable or not the best fit.