Carrier Appetite / Assurance America
Carrier Appetite Detail

Assurance America

Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.

Reviewed Oct 1, 2026
Last Changed Oct 1, 2026
Country United States

This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.

Product Lines
Commercial Auto Home Personal Auto Renters
Details

Carrier appetite summary

No public home underwriting or appetite guide was verified on AssuranceAmerica’s official site. Current public producer-facing guidance points to AssuranceAmerica primarily as a low-limit personal auto writer, with agent recruitment centered on offering “minimum-limits auto insurance.” The verified producer page is an agent application / appointment page rather than a class-by-class underwriting manual. Public product evidence on the official site and policy-contract library shows active business for personal auto, renters, and some commercial auto forms under Catawba Commercial, but no verified standalone home appetite page was found. Geographic footprint publicly shown on the consumer site includes auto availability in AL, AZ, FL, GA, IN, NE, OH, OK, SC, TN, TX, and VA; the policy-contract library also reflects forms or programs in additional states such as IL, KS, MO, OK, TX, WI and renters/commercial form activity varying by state. Submission / producer instructions: prospective agencies are directed to complete the online agent application with first/last name, agency name, office ZIP, email, phone, and products of interest; agency support contact shown is salessupport@aainsco.com, with main phone 1-800-450-7857 and fax 1-877-952-0258. Broker notes: because no public underwriting/appetite bulletin was located, preferred classes, restricted classes, and hard declines for Home are not publicly verifiable from official sources; treat home appetite as unconfirmed and obtain guidance directly from agency support before marketing or submitting. Operationally, the official public materials suggest AssuranceAmerica’s strongest published focus is nonstandard/minimum-limits auto, with renters and certain commercial products available by state/program, rather than a broad publicly documented home appetite.