Bankers Insurance Group
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official producer access is through the Bankers Insurance Group Agent Portal. Public-facing producer guidance is limited; no current public appetite guide or detailed underwriting manual for Home or Flood was found on the verified official site. Current published positioning describes Bankers as a regional specialty commercial carrier focused on the Southeastern United States, with product offerings including residential flood, commercial flood, Builders Risk, and Business Owners Policy. Agent appointment intake indicates Bankers is seeking agencies for Standard Flood, Business Owners, Builders Risk, Workers Compensation, and Preferred Office Program, and requests the product state plus expected monthly quote volume for HO3, HO4, HO6, dwelling fire, standard flood, excess flood, BOP, and builders risk. Agency onboarding also asks for years in business/experience, number of licensed PL and CL producers, premium size, prior Bankers representation, any license suspensions in the past 5 years, brokerage affiliation, and current flood carrier/partner information. Operationally, this suggests preference for established retail agencies with measurable personal and commercial production, especially flood-focused business. Geographic note: company messaging emphasizes the Southeastern U.S., but flood materials reference serving homeowners, businesses, and independent agents more broadly; state-specific appetite or restrictions were not publicly posted. Restricted or declined classes were not publicly disclosed on verified official pages, so class declinations, coastal limitations, occupancy restrictions, valuation thresholds, and CAT rules should be confirmed in the agent portal or with underwriting before submission. Submission/producer notes available publicly: agencies can apply through the Become an Agent page; producer support contacts list Commercial Lines and Builders Risk / Inland Marine at 800-627-0000 ext. 4035 (commercial@bankersinsurance.com), Flood Lines at 800-627-0000 ext. 4704 (flood@bankersinsurance.com), and general agent-interest contact at 800-627-0000 ext. 4900. Portal help for existing sub-user passwords is directed to contracting@bankersinsurance.com, and new sub-user access must go through the agency administrator. Because no verified public appetite bulletin was available, brokers should treat Bankers as a flood-forward specialty market and obtain current underwriting eligibility, state availability, and declination criteria directly from the portal or underwriting contacts prior to quoting.