Berkley Corporation
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This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified underwriting guidance found for Berkley Industrial Comp, a W. R. Berkley business, rather than a single corporate-wide appetite page. Current published appetite is primarily mono-line workers' compensation for high-hazard industrial risks on a nationwide basis. Preferred business includes commercial construction, selected residential construction for review, 4-wall manufacturing tied to commercial construction and mining, industrial service contractors, and non-coal / metallic mining. Highest-hit classes shown in the appetite guide include underground and surface non-coal mining, quarry, welding, machinery manufacturing with site work, millwright / equipment erection, boiler installation or repair, sand or gravel digging, explosives distributor, masonry at height, metal structure painting above two stories, iron or steel erection, door/window installation, elevator erection or repair, commercial/industrial plumbing, automatic sprinkler installation, concrete commercial building / bridge / culvert work, glaziers away from shop, street/road construction, commercial/industrial HVAC, commercial/industrial roofing, excavation/blasting/site prep, oil or gas pipeline, sewer, gas main, conduit, power line, telecommunications, mobile crane/hoisting, and sign installation/painting/lettering. Operationally, the carrier emphasizes risks with higher injury severity but lower claim frequency. Geographic note: published appetite states nationwide authority / national footprint with local expertise, but availability remains subject to jurisdiction. Restrictions / declines are only partially explicit on the verified pages: coal mining is excluded from the mining appetite, residential construction is only selectively reviewed rather than broadly targeted, and the appetite guide is stated to be non-exhaustive rather than a full accept/decline list. Submission requirements are clearly stated: five years of currently valued loss runs; ACORD 125; ACORD 130 with brief narrative of operations; Berkley Industrial Comp supplemental application; current and prior year experience mod worksheets; and a current drivers list for haulers or accounts with significant fleet / powered haulage exposure. New ventures may be considered if owned by experienced operators and consistent with the stated appetite. Premium notes published in the appetite materials: $10,000 minimum premium appears on mining/high-hit guide content, and minimum account premium size is $25,000. Broker / producer notes: business is written through licensed and appointed agencies and brokers; completed submissions are directed to the submissions email shown on the appetite page; Berkley states there is no required minimum lead time for new business submissions and highlights fast turnaround times; appointed agents can access business-specific portals through the Berkley agent / broker locator. No verified official corporate underwriting guidance was found supporting Commercial Property, Commercial Package Policy, Commercial Umbrella, or Boat / Watercraft as core Berkley Industrial Comp appetite lines, so those known product lines were not confirmed on the underwriting page used for this refresh.