Berkley Corporation
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified guidance appears to be for Berkley Industrial Comp, a W. R. Berkley business focused on mono-line workers’ compensation rather than the broader mix of property/package/umbrella/watercraft lines listed. Current published appetite is nationwide with local underwriting expertise and targets high-hazard industrial-sector employers, especially commercial construction, industrial services, 4-wall manufacturing tied to commercial construction or mining, and mineral/metallic mining risks excluding coal. Published preferred exposures include non-residential construction trades; at-height, underground, energy and telecommunications work; crane and rigging; heavy equipment hauling; equipment installation/repair; plant maintenance; and mining-related operations such as quarries, gravel pits, sand, blasting, explosive distributors, and aggregate hauling. The appetite guide notes they perform well on higher injury-severity / lower frequency workers’ comp risks and may consider new ventures when owned by experienced operators that fit the stated appetite. Geographic note: national footprint / nationwide authority is explicitly stated. Restricted or declined signals from the official material include coal mining being outside appetite, residential construction only being reviewed selectively, and manufacturing appetite being framed around 4-wall operations that support construction and mining rather than broad manufacturing classes. Minimum premium guidance on the official appetite guide indicates accounts generally starting around $25,000 minimum account premium, with the guide also referencing $10,000 minimum premium in context; treat the carrier’s current underwriting contact as the source of truth on any account-size threshold. Submission requirements are clearly published: five years of currently valued loss runs; ACORD 125; ACORD 130 with brief narrative of operations; Berkley Industrial Comp supplemental application; current and prior year experience mod worksheets; and a current drivers list for haulers or accounts with significant auto fleet / powered haulage exposure. The page states there is no required number of days in advance for new business submissions and that completed submission forms should be sent to the underwriting email shown on the appetite page. Broker / producer notes: Berkley’s corporate producer guidance says each Berkley business selects its own distribution channels and appointment requirements, so producers should use Berkley’s locator / business contact process to confirm appointment access and follow that business’s specific onboarding steps before submitting business.