Leader National
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Unable to locate any current, official underwriting, appetite, or producer-facing submission guidance specifically for Leader National Insurance Company or Infinity Property & Casualty (IPACC) commercial auto on the public web. The listed website (https://www.ipacc.com) is confirmed as the company’s site via a regulatory directory, but it did not return content during this check, and no publicly available producer or appetite guide could be verified as current or authoritative for Leader National. Operationally, treat commercial auto appetite and underwriting rules as carrier-directed only: - Preferred business: Not published. You must rely on your direct Leader National/IPACC underwriter, program administrator, or wholesaler for target classes, radius, fleet size, and loss-history expectations. - Restricted/declined classes: Not published. Do not assume any specific class, use, or radius is acceptable without written confirmation. Assume higher-hazard auto (long-haul trucking, livery, heavy radius, distressed loss history) may require underwriter referral or a different market. - Geographic scope: Not published. Leader National is admitted in at least some U.S. states, but current active-writing states and any territorial restrictions must be confirmed with the carrier or your MGA/program. - Submission requirements: Not published. Expect standard commercial auto submission items (ACORD apps, 3–5 years loss runs, driver list with MVRs, vehicle schedule with VINs/use/garaging, details on operations, safety program, and prior carrier information), but defer to carrier-/program-specific checklists. - Broker/producer instructions: None publicly available. Follow your agency’s appointment agreements and any written instructions from the Leader National/IPACC marketing rep or underwriter (e.g., clearance/record-of-sale rules, binding authority limits, lead time before effective date). Given the lack of current, public-facing underwriting documentation, all appetite and procedural details for Leader National commercial auto should be confirmed directly with the carrier, program administrator, or your appointed wholesaler before quoting or binding.