Equity Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Equity Insurance Company currently publishes a consumer- and agent-facing personal auto offering only, distributed through a network of independent agents in Oklahoma. Published positioning emphasizes affordable auto insurance, low down payments, no credit scoring, acceptance of foreign driver’s licenses, and accommodation of international drivers. Geographic guidance is clear: the company states it offers auto insurance through independent agents located throughout Oklahoma and provides affordable auto insurance to drivers throughout Oklahoma. No official public appetite guide or class-by-class underwriting bulletin was located on the verified site, so restricted or declined classes are not specifically published beyond the narrow apparent product focus on personal auto rather than broader commercial or specialty lines. Submission and underwriting contact details currently published are: underwriting/customer service phone 800-777-0404 option 2, underwriting email uw@equityins.net, upload app fax 800-406-0071, additional fax numbers 855-686-9457 and 800-352-8193, and mailing address PO Box 4499, Tulsa, OK 74159-0499. For producers, Equity highlights an agent portal for existing agents and states its business is supported through a select network of independent agents. Published producer notes include competitive commissions, competitive pricing, low down payment options starting at one month down, EFT payment options, policy and commission downloads, e-signature options, responsive agent support, and professional claims handling. For new appointments, Equity directs agencies to complete its Agent Application Form or contact marketing representatives listed on the Agents page. Because no official public underwriting manual or appetite matrix was found, brokers should treat the public guidance as limited to Oklahoma personal auto and confirm any risk eligibility, driver acceptability, or submission documentation requirements directly with underwriting.