Equity Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official public guidance is limited and appears producer/contact-oriented rather than a formal appetite guide. Equity Insurance Company markets affordable personal auto insurance and states it writes through a network of independent agents throughout Oklahoma. Publicly stated target business includes auto risks seeking low down payment options, no credit scoring, multiple payment plans, and acceptance of foreign driver’s licenses; the site also says international drivers are welcome. Geographic notes: Oklahoma is the clearly stated operating territory on the verified public pages, and the company notes that policies and claims outside Oklahoma are handled through Home State Insurance Group resources rather than this site. No public class-by-class restricted or declined-risk list, vehicle eligibility grid, or formal underwriting appetite/declination guide was found on verified official pages. Submission and underwriting contact instructions that are publicly posted: Customer Service/Underwriting phone 800-777-0404 option 2, underwriting email uw@equityins.net, underwriting fax 855-686-9457 or 800-352-8193, and upload app fax 800-406-0071. Producer/broker notes: business is distributed through independent agents; existing agents are directed to Agent Connect login for support; prospective agents are invited to apply via the agent page and contact marketing. Publicly promoted agent benefits include competitive commissions, no credit scoring, competitive pricing, low down payment options starting at one month down, EFT payment options, policy and commission downloads, e-signature options, responsive agent support, and professional claims handling.