MetLife Auto & Home
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
MetLife no longer appears to publish a standalone underwriting or appetite guide for MetLife-branded personal auto/home risks on its public broker site. The verified current program page shows MetLife offering a group Auto & Home benefit that is fulfilled by Farmers GroupSelect, not by MetLife paper directly. Current published focus is employee/member access to discounted personal lines coverage, with home solutions specifically described for house, condo, and renters risks; auto is also included in the program. No official MetLife public page located in this refresh provided detailed class-by-class underwriting appetite, boat/watercraft eligibility rules, valuation thresholds, protection class limits, occupancy restrictions, prior loss tolerances, or other traditional personal-lines risk selection criteria. Geographic note: the Farmers GroupSelect program is stated as available in most states for qualified applicants, but not available in California under the group program; MetLife notes that coverage outside the program, without group/payroll deduction/employment tenure discounts, may still be available for qualified California applicants through Farmers exchange carriers. Submission/producer notes: brokers must be appointed with MetLife to work with its benefit programs, and MetLife directs brokers to broker information, compensation, forms, broker-of-record change resources, and MetLink access. Operationally, treat this as an employee benefits distribution/program page rather than a true underwriting appetite guide. For current risk acceptance, restricted or declined classes, and any boat/watercraft submission rules, obtain carrier-side guidance directly from Farmers GroupSelect or MetLife-appointed channel contacts, because no verified public underwriting manual or appetite bulletin for this program was found on MetLife during this refresh.