Sagamore
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official website for Sagamore is available, but no official underwriting appetite guide, producer/broker submission page, or risk appetite page could be verified from the carrier site during this refresh. The official material located was a workers’ compensation brochure explaining experience rating / ex-mod mechanics, which indicates Sagamore writes Workers Compensation and emphasizes loss history, payroll, industry comparison, and safety performance as key rating considerations. Operationally, the most supportable guidance from the currently verified source is that underwriting and pricing are materially influenced by the insured’s experience modification, prior losses, payroll, and safety controls. No verified official list of preferred classes, restricted or declined classes, state/geographic footprint, minimum premium thresholds, submission checklists, or broker-specific instructions was found on the carrier website from the accessible official pages reviewed. Because no official appetite or submission guide was verified, brokers should treat class appetite, state availability, and submission requirements as unconfirmed from public official sources and obtain current direction directly from Sagamore before marketing risks.