Specialty Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Official site reflects a specialty wholesale/brokerage-style cyber and professional liability practice rather than a formal carrier appetite guide. For Cyber Liability, the firm highlights hard-to-place and contract-driven placements, including requests for large limits, contractual insurance review, and GDPR/CCPA-related exposures. Preferred/target business appears to include creative marketers, entrepreneurs, lead generation companies, telemarketers, insurance agents, software providers/platforms, online marketing and advertising businesses, buyers of data, data brokers, lead sellers, and other businesses with regulatory/privacy/communications exposures. Broader related target classes shown across the site include TCPA, FCRA, CAN-SPAM, FDCPA, media liability, tech E&O, D&O, crime, and certain products liability risks. The site signals comfort with unusual, misunderstood, and difficult-to-place risks, especially businesses involving phone calls, text messaging, data use, and regulatory compliance concerns. No formal geographic restrictions, state availability, minimum premium thresholds, or explicit declined classes were published on the verified pages reviewed. No explicit carrier-style prohibitions were listed; however, the positioning suggests a selective specialty submission approach focused on complex regulatory and contractual exposures rather than standard cyber business. Submission guidance is more operational than formal: they prefer an initial phone call to discuss business structure, understand the risk, and define the coverage request; they state a typical initial call is about 10 minutes and may allow them to indicate pricing after that discussion. The contact and applications pages instruct brokers/insureds to find the correct application, complete it, and email it in when possible. Available applications include a Cyber Application plus miscellaneous professional, TCPA supplemental, claims supplemental, media, crime, and D&O forms, indicating expectation for complete supplemental materials where relevant. Notable broker instruction: the applications page emphasizes that a completed application is critical to getting a submission to the top of the underwriting stack, with the broker expected to package the risk clearly and completely. Verified contact/submission route is via Otto Foerster / NEA Insurance Group, LLC in Miami, Florida by email, phone, or text.