Sublimity
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No verified official underwriting, appetite, producer, broker, or submit-business page was found on the carrier website. Based on official company materials currently accessible, Sublimity Insurance Company is a personal lines carrier that writes through independent agents and historically specializes in home, auto, dwelling fire, farm, and umbrella insurance. Official materials identify agency distribution in Oregon, Idaho, and Utah, with one source stating more than 220 independent agencies and another stating over 200. A September 4, 2024 official news release states Branch Insurance Exchange is acquiring renewal rights to certain personal lines products in Arizona, Oregon, and Utah for Sublimity and another United Heritage subsidiary, and that non-renewals would occur over several months subject to state notice and approval requirements. That same release also states another carrier partner was expected to acquire renewal rights to other personal and specialty lines including vacant, seasonal or mobile homes, and landlord properties in Arizona, Idaho, Oregon, and Utah. Operationally, this means current published guidance points more to runoff/transition activity than active appetite expansion, and there is no verified public evidence of current open-home underwriting guidelines, preferred classes, eligibility rules, or submission requirements on the official site. Geographic note: historically represented in OR, ID, and UT; 2024 transition announcement also references AZ business. Restricted/declined classes cannot be verified from an official appetite guide; however, vacant, seasonal/mobile home, and landlord property were specifically identified in the 2024 transaction disclosure as specialty lines being transitioned. Broker/producer note: business is described as distributed through independent agencies, but no public producer portal or submission instructions were verified from official pages reviewed. Recommend treating public underwriting guidance as unavailable and confirming directly with carrier/appointed contacts before quoting or submitting new Home business.