Sublimity
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No public official underwriting or appetite guide for Home was verified on Sublimity’s public site. Current official public messaging indicates Sublimity and United Heritage Property & Casualty sold renewal rights for certain personal lines business, and Sublimity’s home and personal auto business in Arizona, Oregon, and Utah is part of that transition; non-renewals are stated to occur over several months subject to state notice and approval requirements. A related official company document also describes Sublimity as historically specializing in auto, home, dwelling fire, farm, and umbrella business and being represented by independent agencies in Oregon, Idaho, and Utah. Operationally, treat publicly available appetite detail as unavailable: no verified public list of preferred home risks, no public restricted/declined class schedule, and no public submission eligibility rules were found. Geographic notes from official materials suggest legacy concentration in OR, ID, and UT, while the 2024 renewal-rights announcement specifically references home/personal auto transition in AZ, OR, and UT and specialty lines involving AZ, ID, OR, and UT. Broker/producer notes available from the official agent portal are administrative rather than underwriting-focused: agents use the Sublimity agent login/administrative system; comparative rater setup references PL Rating, IBQ, EZLynx, and ITC TurboRater; TeamUp download instructions are referenced; and support contacts route through marketing, processing, accounting, or the assigned underwriter/marketing representative. Submission requirements for new Home business were not publicly verified; producers likely need appointment/login access and should confirm current appetite, new-business availability, and transition rules directly with Sublimity/United Heritage marketing or the assigned underwriter before quoting or submitting.