Markel Personal Lines
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Markel’s verified public-facing personal lines marine guidance is product-oriented rather than a detailed open appetite bulletin. Current published focus is admitted personal lines marine business quoted and serviced through MAGIC for appointed agents. Preferred/target personal marine business includes boats 26 feet or less (including pontoons, runabouts and fishing boats), yachts greater than 26 feet (including sailboats, sport fishing boats, trawlers and houseboats), personal watercraft such as Jet Ski/Sea-Doo/WaveRunner, and high performance boats greater than 26 feet with stated speeds of 66–120 mph. Markel also publicly notes willingness to consider some harder-to-place or specialty personal marine risks such as high performance boats, airboats and hovercraft, and yacht features including liability-only protection and indemnity, live-aboard exposure when disclosed, corporately titled boats for personal use/client entertainment with a designated designee, and limited charter use when the captain has at least 2 years of loss-free yachting experience; additional restrictions apply. Publicly identified marine target classes in producer material also include personal boats and personal line watercraft coverage/mono-line boat rental. Restricted or declined-style signals from official producer-facing marine target-class material indicate commercial fishing, charter boats, duck boats, energy-related risks, performance boats, personal boats and ship breaking appear in Markel’s broader marine class taxonomy, but the public personal lines pages do not provide a clean open/closed eligibility grid by class, so these should be treated as referral/market-segmentation indicators rather than confirmed accept/decline rules for Markel Personal Lines. Geographic/state notes: Markel states rates, coverage terms and availability vary by state and application, and products may not be available in all states. Submission/appointment requirements: personal lines business is handled through MAGIC; appointed agents can quote, bind and service admitted business online 24/7. Agencies seeking access must be appointed with Markel Personal Lines, meet a projected premium minimum, maintain a profitable book, and demonstrate strong knowledge in a target market. New producer/user setup requires a licensed producer and appointed agency status, and Markel’s registration workflow includes compliance/background questions. Broker/producer notes: agent resources and marine resources are gated to authorized users; agencies not yet appointed must request appointment, and Markel says an agency specialist will respond after submission. Public marine producer material directs partners needing access to quote certain watercraft risks to the agency locator or regional submission contacts; where a risk falls outside straightforward admitted personal lines placement, referral to the appropriate Markel marine partner or regional contact is implied.