AIG Premier Client Services
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Could not locate a current, US-specific AIG Premier Client Services/Premier Client Solutions (PCS) underwriting or appetite guide on the public AIG site. Available AIG material references PCS as a personal/home solution, but does not publish detailed risk selection criteria, geographic appetite, or formal submission rules. Current positioning / product context (informational only) - PCS appears as a brand used by AIG for high‑value or enhanced homeowners/home contents solutions in various regions (e.g., Asia), with coverage tailored for homes and valuables. These materials confirm that PCS is a home and contents product that is subject to standard AIG underwriting but do not disclose a risk appetite grid, minimum values, or excluded classes for the U.S. market. - AIG’s U.S. personal lines and Private Client operations reference homeowners, auto, collections and related coverages, and note that coverage is subject to underwriting requirements and may not be available in all jurisdictions, but again without a public appetite matrix or producer underwriting bulletin. Practical operational guidance (based on what is and is not published) - Preferred business: Not expressly stated in any current U.S. PCS/PCS-equivalent public document. Assume typical high‑net‑worth/affluent homeowners focus (large homes, higher contents schedules, valuables) similar to AIG Private Client/Private Client Select, but confirm directly with your AIG underwriter or distribution contact. - Restricted/declined risks: No public list of prohibited or restricted classes (e.g., protection class, catastrophe‑exposed coastal, secondary homes, E&S placements) could be verified for PCS. Treat all risk‑selection questions (brush/wildfire, wind/hail, prior losses, exotic construction, farm/agribusiness, short‑term rentals, liability hazards) as referral items to underwriting until you receive current carrier guidance. - Geographic appetite: Global and regional PCS pages emphasize that products or services may not be available in all countries and jurisdictions and that all coverage is subject to underwriting requirements and local regulatory approvals. No U.S. state‑by‑state appetite map or county‑level coastal rules are published for PCS; check directly with AIG for current state availability and any moratoria or cat‑zone restrictions before marketing or binding. Submission & producer notes - No U.S. PCS public underwriting/submission checklist was found. For U.S. placements, expect AIG to require a completed homeowners/PCS application, details of construction and protections, coverage and limit schedules, prior insurance and loss history, and any required valuation or inspection reports, but rely on your internal AIG program guide or your underwriter’s instructions rather than public web content. - Producer administration for “AIG Premier Client Solutions” in the U.S. is referenced in a Producer Change Form (for address/name/ACH changes), indicating that PCS business is tracked under specific producer codes aligned with AIG Private Client Group. Use producer management contacts and internal appointment instructions for any code or commission changes and do not assume new producer setups are automatic. Broker/producer instructions - For day‑to‑day account handling (billing, payments, claims) PCS customers in the U.S. are directed to standard AIG Private Client/Private Client Select resources. U.S. claims and billing pages note that products and services are subject to underwriting requirements and that some coverages may be written by surplus lines entities; they do not provide appetite specifics but confirm that PCS follows general AIG controls and compliance expectations. Because AIG does not publish a current, detailed PCS underwriting appetite or risk‑selection guide for the U.S., treat all appetite, territory, and eligibility decisions as underwriter‑driven and rely on internal bulletins or your AIG contact rather than public documentation.