AIG Premier Client Services
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
AIG Premier Client Solutions appears to market through AIG Private Client Group resources for affluent/high-net-worth personal risks rather than a public-facing home appetite guide. Current official materials position the business as customized personal insurance for successful individuals and families with fine homes and other high-value assets, distributed through a select group of appointed independent agents and brokers. For Home, publicly available materials emphasize high-value homeowners coverage features such as guaranteed rebuilding cost at the same location, higher deductible options up to $100,000, sewer/drain backup, business property sublimit, and optional enhancements including equipment breakdown, green rebuilding, Fraud SafeGuard, and Household SafeGuard. Risk-management support is a notable part of the proposition, including wildfire, hurricane, earthquake, water damage mitigation, valuation/replacement-cost tools, and dedicated advisors for more complex risks. Geographic notes: products are not available in every jurisdiction; some property-casualty coverages may be written on a surplus lines basis; online/telephone payment references are limited to continental U.S. billing addresses; AIG also references a multinational property capability for U.S.-based clients with residences in more than 20 countries. No current public official page was found that clearly lists restricted or declined home classes, construction types, protection-class limits, CAT-zone prohibitions, or minimum insured value thresholds, so those items should be treated as broker-only/underwriter-specific. Submission/producer guidance that is publicly visible indicates brokers should use Producer Business Center / ePremier / ePCG / CIP tools for new business quotes, real-time quote options on existing business, endorsement changes, status tracking, and policy document retrieval. Producer resources also include guidelines, product information, specimen contracts, marketing brochures, valuation tools for residences, producer bulletins, and e-learning. For practical submission handling, AIG’s broker reference materials direct new business account review, course-of-construction risks, multinational inquiries, general underwriting strategy, coverage questions, and inspection requirements to the underwriter; quote, binder/issuance, endorsement, billing-type change, BOR, and inspection-processing workflows are routed through dedicated operations contacts and portal functions. Broker note: because no public appetite guide was verified, confirm target-home characteristics, CAT exposure, valuation support, inspection expectations, and any class restrictions directly with the assigned AIG underwriter or business development contact before marketing a risk.