Cornerstone Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Cornerstone Insurance Producers, LLC presents itself as a specialty MGA/wholesale operation with a 50-state footprint and producer-facing online rate/quote/bind portals. Current published programs emphasize: (1) self-storage tenant insurance nationwide through the SBOA Tenant Insurance Program; (2) Builders Risk for residential and light commercial construction, including new construction and remodeling, with published parameters of up to $25M TIV, $400 minimum premium, Tier 1 wind/hail availability, PC 1-10, and one-shot or reporting-form options; (3) Alchemy Cannabis & Vape Insurance, an E&S BOP for small to medium businesses with ISO-structured BOP coverage, TIV up to $5M per location with higher limits by referral, direct underwriter access, minimum premiums starting at $1,250, LRO coverage, and claims-made or occurrence product coverage; and (4) Contractors focused on artisan GL and Inland Marine with 40+ class codes, limits up to $1M/$2M, AI and waiver options, contractor equipment/tools/floater, eligibility for new ventures if the insured has one year of experience in the same field, and minimum premiums starting at $400. The wholesale brokerage page adds broader appetite indications for construction, home builders, specialty trade contractors, hazardous materials removal, self-storage, cannabis, CBD/vape shops, life sciences, OCP, and food & beverage companies, with admitted and non-admitted solutions nationwide. Geographic notes: the site states a 50-state footprint and licensing in all U.S. states plus DC; however, the Builders Risk program specifically says it is currently writing admitted business in Florida and Texas. No formal published decline list or detailed restricted-class list was located on the verified official pages, so classes outside the named specialty verticals or above published thresholds should be treated as referral business. Submission/producer notes: producers are directed to dedicated login portals for Alchemy, Builders Risk, and Contractors, and the site includes a Producer Appointment form, indicating appointed trading-partner distribution and digital submission/binding workflows. The main site also states Cornerstone Insurance Producers is now Alchemy Insurance Solutions, which is a notable branding/producer communication point.