Jackson Sumner & Associates, Inc
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
JSA is an E&S/specialty broker serving independent agents across the Southeast, with online quoting and submission tools plus direct underwriter access. Current published broker onboarding requires a signed JSA Producer Agreement, agency E&O with minimum $1,000,000 limits, proper state licensing, a W-9, and a new agency information form submitted to marketing@jsausa.com. New business submissions can be sent through JSA’s online submission form, by email to submit@jsausa.com, or by fax to 1-828-262-0754; JSA states it will confirm receipt and identify the assigned underwriter. Workers comp appetite is the most detailed published underwriting guidance: highlights include direct bill, multiple payment plans, over 500 class codes, limits up to $1M/$1M/$1M, and acceptance of new ventures. Published WC target classes include contractors (appliance installation/repair, cabinet installation, electricians, plumbers, HVAC, janitorial, landscaping), restaurants (brew pubs, fast food, fine dining, full service), manufacturing (paper, wood, metal, textile), automotive (general service/repair, collision/auto body, car dealerships, glass/windshield repair), retail/wholesale (building material, hardware, florists, home furnishings, grocery, clothing/apparel), and schools/day care/after-school/tutors. Commercial auto and garage guidance appears primarily through online-quote availability rather than narrative appetite: JSA specifically publishes online options for Auto Liability (NC), Garage Dealers (NC), Cargo, Truckers GL, Logging GL, and Motor Vehicle Dealer Bonds, suggesting especially visible placement capability in North Carolina for those auto/garage segments. Professional liability appetite is broad and class-driven rather than restriction-driven on the public site, including Misc. E&O, A&E, D&O, Allied Med, Malpractice, EPL, Tech/Cyber, and Media. Examples of preferred/target professional classes listed include lawyers, real estate agents, insurance agents, inspection companies, accountants/tax preparers/bookkeepers, business consultants, claims adjusters, OSHA consultants, crane inspectors, executive/life coaches, interpreters/translators, civil/structural engineers, construction management, surveyors, geotechnical firms, HVAC/plumbing/electrical/fire protection engineers, nonprofits and associations, assisted living, home health care, physicians, dentists, surgeons, clinics, nurse practitioners, veterinarians, acupuncturists, and technology/media risks such as software developers, ISPs, database managers, digital media, web developers, and telecom services. Geography notes are limited but important: JSA describes itself as serving independent agents across the Southeast, and several online quote options are explicitly state-specific, with North Carolina called out for Auto Liability and Garage Dealers; personal lines quoting also shows NC, VA, SC, GA, and TN. No public carrier-facing decline list or hard restricted-class list was found on the verified official pages reviewed, so restricted/declined business should be treated as not publicly posted rather than open appetite. Operationally, producers should use the online quoter where available, attach completed applications when required, and contact the listed underwriter or P&C team for classes needing discussion or application review.