Jackson Sumner & Associates, Inc
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
JSA is a wholesale excess & surplus lines broker serving independent retail agents in the Southeast. Current producer guidance says JSA only works with approved, properly licensed retail insurance offices and does not appoint brokers. New agency setup requires a signed Producer Agreement, Agency Info Form, E&O with minimum limits of $1,000,000, proof of state licensing, and a W-9; a broker number is issued after review and approval. JSA states it only works with agencies located in North Carolina, South Carolina, Virginia, Tennessee, Georgia, and Maryland. Submission guidance allows agents to upload completed applications online or send them by email/fax/mail, and JSA will confirm receipt and identify the assigned underwriter. Commercial Auto appetite includes commercial auto and trucking risks such as church buses, contractor pickups, courier service, day care vans, garbage haulers, household goods movers, sightseeing buses, social service agencies, taxis/limos, and tow/wrecker business. Trucking appetite includes local/intermediate/long haul, dry van, refrigerated, flatbed, auto haulers, tanker including hazmat, with liability, physical damage, cargo, excess auto liability, and limits above $1,000,000 available; online transportation options include APD, cargo, truckers GL, and NC commercial auto/garage dealers. Garage appetite includes service and dealer garage risks, with listed classes such as private passenger auto repair, heavy vehicle repair, motorcycle repair, detailing, paint/body repair, private passenger auto sales, auto auctions, heavy vehicle sales, and motorcycle sales; garage materials indicate underwriting attention to operation mix, related operations, space rental, dealer/transporter tag or vehicle loaning, firearms, and dogs on premises. Workers compensation highlights include direct bill options, different payment plans, over 500 class codes, A-rated coverage, limits up to $1M/$1M/$1M, and acceptance of new ventures; target classes published include contractors, restaurants, manufacturing, automotive, retail/wholesale, and schools/day care/afterschool/tutors. Professional Liability appetite is broad and includes miscellaneous E&O for 100+ classes with limits up to $10M/$10M plus excess, including lawyers, real estate agents, insurance agents, inspection companies, accountants/tax preparers/bookkeepers; architects & engineers; nonprofit and corporate D&O; allied medical; medical malpractice; EPLI; technology/cyber/data breach; and media liability. No formal declined-risk list was found on the verified official pages reviewed, so restrictions are mostly implied by class-specific supplements and the need for completed applications. Practical broker note: JSA emphasizes online quoting/submission and direct access to underwriters, with same-day responses and most policies issued within 24 hours presented as a service standard rather than a binding underwriting rule.