Tim Parkman, Inc.
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Tim Parkman, Inc. (TPI) operates as a wholesale/MGA platform writing personal and commercial P&C through multiple admitted and E&S carriers, with particular concentration in Mississippi and surrounding Gulf/Delta states. Retail agents place business through TPI; it is not a direct‑to‑consumer market. Preferred / target business - Personal lines home and allied coverages placed via multiple partner carriers; specific home appetite is carrier‑driven and not detailed publicly by TPI. Agents should follow underlying carrier eligibility and coastal/cat guidelines and use TPI mainly as a wholesale access point rather than a guideline‑setting carrier.([barlist.azurewebsites.net](https://barlist.azurewebsites.net/managing-general-agents/details/2973/tim-parkman-inc--tpi?utm_source=openai)) - Commercial lines and specialty programs including: poultry operations/renovations, heavy vehicles and equipment, and professional liability for engineer & design and related classes. These programs are indicated by supplemental applications that capture detailed exposure and underwriting data.([tpi-insurance.com](https://www.tpi-insurance.com/wp-content/uploads/2021/11/Poultry-Renovations-App-2021.pdf?utm_source=openai)) Restricted or declined risks (inferred from applications / process language) - All programs are underwritten case‑by‑case; application forms state that completion of an application does not bind coverage and underwriters may decline or offer alternative terms. Expect declinations for material misrepresentation, incomplete submissions, or unfavorable loss/credit history where consumer reports reveal adverse information.([tpi-insurance.com](https://www.tpi-insurance.com/wp-content/uploads/2021/11/Poultry-Renovations-App-2021.pdf?utm_source=openai)) - For professional liability engineer & design risks, past or pending claims, known circumstances that may lead to a claim, significant licensing issues, or complex affiliations with builders/developers are flagged in the eligibility section and may result in restriction, higher pricing, or declination.([tpi-insurance.com](https://www.tpi-insurance.com/wp-content/uploads/2021/07/TPI-Professional-Liability_Engineer-and-Design.pdf?utm_source=openai)) - Heavy vehicle and equipment placements require specific "underwriting information" supplements; units outside standard use, radius, or safety practices are likely to be restricted or surcharged by the underlying markets.([tpi-insurance.com](https://www.tpi-insurance.com/wp-content/uploads/2021/05/Heavy-Vehicle-and-Equipment-Supplement.pdf?utm_source=openai)) Geographic notes - Headquarters in Clinton, Mississippi; TPI distributes through a large network of retail agents with particular strength in Mississippi and Gulf States (Delta region). Appetite otherwise follows each partner carrier’s state filings and authority (admitted and E&S, including Lloyd’s).([bridgespecialtygroup.com](https://bridgespecialtygroup.com/news/bridge-specialty-group-acquires-the-assets-of-tim-parkman-inc/?utm_source=openai)) Submission requirements & process - Retail agents must submit fully completed TPI program applications and supplements for specialty classes (e.g., Poultry Renovations, Heavy Vehicle & Equipment, Professional Liability – Engineer & Design). The poultry and professional liability applications include: - Full applicant and location details - Detailed operations description and revenues (for professional liability) - Underwriting questions around loss and credit history, claims/incident history, affiliations, and other risk‑specific factors - Signature of applicant and producer, with underwriting disclaimer and declaration about the accuracy of information.([tpi-insurance.com](https://www.tpi-insurance.com/wp-content/uploads/2021/11/Poultry-Renovations-App-2021.pdf?utm_source=openai)) - TPI explicitly reserves the right to order consumer reports (loss and credit) in connection with new business and renewals. Applicants must authorize this as part of the underwriting process; agents should ensure this disclosure is presented and consent obtained.([tpi-insurance.com](https://www.tpi-insurance.com/wp-content/uploads/2021/11/Poultry-Renovations-App-2021.pdf?utm_source=openai)) - Applications and supporting documentation for commercial/professional risks can be submitted by retail agents via email (quotes@tpi-insurance.com) or fax to the commercial lines underwriting unit; phone support is available at 877‑782‑2594, Option 3 for CL underwriting.([tpi-insurance.com](https://www.tpi-insurance.com/wp-content/uploads/2021/07/TPI-Professional-Liability_Engineer-and-Design.pdf?utm_source=openai)) Broker / producer notes - TPI functions as a wholesale/MGA intermediary; retail agents retain the client relationship and should route all submissions, change requests, and questions through TPI, not the underlying carrier. - Agents should treat TPI’s program applications as required supplements to ACORD forms, not as binders; coverage is not effective until confirmed by TPI via formal quote/binder or policy issuance. - Because specific home and personal‑lines appetite is carrier‑specific and not published as a consolidated TPI guideline, agents should consult TPI underwriters or online rating/portal tools for territory, construction, protection class, and catastrophe (wind/hail, hurricane, flood) eligibility before marketing or binding. - Following TPI’s 2025 acquisition by Bridge Specialty Group, agents can expect integration into Bridge’s broader specialty distribution platform, but TPI continues to trade under its own name and processes from its Clinton, MS office. Retail agents should monitor communications from TPI/Bridge for any updated program, market, or portal changes.([bridgespecialtygroup.com](https://bridgespecialtygroup.com/news/bridge-specialty-group-acquires-the-assets-of-tim-parkman-inc/?utm_source=openai)) Note: No standalone, public, line‑by‑line written underwriting or appetite guide for Home or other personal lines is currently posted on the TPI website; operational guidance above is derived from TPI’s specialty applications and role description as a wholesale/MGA rather than as a direct‑writing carrier.