Tim Parkman, Inc.
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified current official guidance is product-based rather than a formal published underwriting/appetite guide. For Home, TPI markets homeowner coverage for primary and secondary owner-occupied residences, covering dwelling, other structures, personal property, additional living expense, and liability. Published forms/options include ISO HO-8, HO-3, and manuscript Basic/Broad/Special, with stated dwelling limits from $1,000 to $1 million. TPI also publishes related home appetite for coastal homeowners with wind, dwelling property for primary/secondary/rental occupancies, manufactured homes for primary/seasonal/tenant occupancy, vacant dwellings in good repair held for sale or awaiting occupancy, renovation risks for vacant dwellings in good repair under renovation, and builders risk/ground-up construction for new construction that has not yet begun. Geographic note: the personal lines page states TPI offers a full line of personal lines products in 'over eight states and growing,' but it does not publish a state-by-state personal lines matrix on the public product pages; the visible producer registration form lists AL, AR, GA, KY, LA, MO, MS, and OK for agency authority requests, which may indicate core operating states but is not presented as a formal home-product availability chart. No public official page was found that clearly lists declined or restricted homeowner classes; restrictions therefore must be inferred only from the positive appetite shown on the site, such as owner-occupied homes, dwellings in good repair, high-value coastal homes subject to minimum Coverage A by proximity, and builders risk only where new construction has not yet begun. Submission/broker notes: TPI is agency-driven and highlights that agents can quote, submit, bind, and issue policies online. New agent onboarding requires agency and producer licensing details, E&O declarations page, W-9/agency information, user access setup, and state authority selection. Optional producer features include agency fees for non-admitted business, personal-lines agency download, sweep account setup, and automated renewal reminders. No public homeowner-specific supplemental application or broker checklist was found on the official site.