Tim Parkman, Inc.
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official guidance indicates Tim Parkman Insurance (TPI) writes personal residential property through a broad personal-lines platform rather than a formal public appetite guide. For Home, preferred business includes owner-occupied primary and secondary residences, with standard homeowners coverage available for dwelling, other structures, personal property, additional living expense, and liability. TPI publicly states Homeowner forms may include ISO HO-3, HO-8, and manuscript Basic/Broad/Special, with dwelling limits from $1,000 to $1 million. TPI also advertises a Coastal Homeowner product with wind for high-value homes, including primary, seasonal, and tenant-occupied homes, with minimum Coverage A thresholds varying by coastal proximity. Related residential property appetite also includes dwelling/fire, manufactured homes, vacant homes in good repair, renovation risks, builders risk/ground-up construction, tenant contents, personal liability, and umbrella, suggesting flexibility for harder-to-place residential property risks. Restricted or conditionally handled risks are not presented in a formal decline list on the public site, but the product descriptions imply underwriting segmentation by occupancy, form, carrier, and state. Coverage form availability varies by company and product, and some products have occupancy or condition requirements: vacant dwelling and renovation products are described for dwellings in good repair; coastal wind business is subject to minimum Coverage A rules based on distance/proximity to coast; contents coverage for manufactured homes is available only in limited states; and online changes are limited for cancellations, reductions in coverage, or adding restrictive forms. TPI's FAQ also indicates prior-loss homes can be considered, but only through underwriter review rather than automatic eligibility. Geographic notes: TPI states its personal lines operation offers a full line of products in more than eight states and growing, but state availability varies by product and carrier. The Homeowners page says coverage can be tailored across various states, while the FAQ notes some coverages are available only in limited states. No complete public state-by-state matrix was verified, so producers should confirm state and product availability with personal lines underwriting before quoting or binding. Submission and servicing notes: TPI emphasizes online quoting, submission, binding, issuing, and endorsement capability through its agency system. For unusual placements, prior losses, or company selection questions, agents are instructed to contact a personal lines underwriter. Documents such as cancellations, no-loss forms, and change request forms may be faxed to 877-805-0614 or emailed to staff for processing, and property photos requested from cancellation/recommendation notices can be uploaded in JPEG format under the policy Pictures tab or emailed to underwriting. Public contact information identifies Penny Mahaffey (VP - Personal Lines) and Chrissy Johnson (Senior Personal Lines Underwriter) as underwriting contacts. Overall, the published guidance supports a residential property MGA with standard-to-nonstandard home appetite, including coastal, vacant, rental, manufactured, and renovation-oriented risks, with case-by-case underwriting for tougher accounts.