Hallmark Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified current official personal-lines guidance is published on Hallmark Financial’s Renters page rather than a broad homeowner appetite guide. For the Home-related line provided, Hallmark is actively marketing renters insurance for tenant-occupied risks including apartments and manufactured homes. Published underwriting parameters indicate ISO HO-4 Broad Form with 12-month term, contents limits from $5,000 to $40,000, liability limits of $25,000 / $50,000 / $100,000, and tolerance for up to 4 non-weather losses in the last 3 years. Automatically applied terms include loss of use at 20% of personal property, default liability of $25,000, animal liability sublimit of $25,000, medical payments of $500, ACV contents settlement, and trampoline liability excluded. Optional features include replacement cost contents, identity recovery, equipment breakdown, increased medical payments, increased liability, and landlord notice as an additional interest. Geographic availability is specifically listed as Arizona, Arkansas, Colorado, Indiana, Kentucky, Montana, Nevada, New Mexico, Ohio, Oklahoma, Tennessee, and Texas. No official Hallmark homeowner appetite, dwelling, or broader home underwriting guide was verified on the public site, so guidance should be treated as renters-only for this refresh. Broker/producer operating notes published by Hallmark emphasize best-in-class quoting and policy administration, full electronic signatures, point-of-sale underwriting, client self-service, dedicated sales support, and bilingual claims/customer service. Personal lines service contact is 800-486-5616 with service@hallmarkgrp.com; the public personal landing page also advertises a 'Become appointed with Hallmark' path for producers, but detailed appointment requirements were not verified from a successfully loaded official page. If writing beyond renters, confirm appetite directly with Hallmark before submitting because no verified public homeowner underwriting page was found.