Hallmark Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified current Hallmark personal-lines guidance for the Home-related product appears to be renters, not traditional homeowners. Hallmark Personal Lines markets renters insurance with competitive rates, electronic processing, point-of-sale underwriting, and agency/customer self-service tools. Preferred business includes tenant-occupied risks such as apartments and manufactured-home tenants. Published coverage parameters include ISO HO-4 broad form and personal liability, 12-month policy term, contents limits from $5,000 to $40,000, liability limits of $25,000 / $50,000 / $100,000, and acceptance of up to 4 non-weather losses in the last 3 years. Automatically applied terms include $25,000 liability, $25,000 animal-liability sublimit, ACV contents settlement, and explicit trampoline liability exclusion. Optional coverages include replacement cost contents, identity recovery, equipment breakdown, increased med pay, increased liability, and notice to landlord. Geographic footprint for renters is published in AZ, AR, CO, IN, KY, MT, NV, NM, OH, OK, TN, and TX. Broker/producer notes: Hallmark’s personal page invites agencies to become appointed, and the appointment application requires agency and producer licensing documentation plus P&C license attachment and text verification before submission. Operationally, use the renters page as the verified appetite page; no separate public producer-only underwriting manual or homeowners appetite guide was found on the official site. Submission/servicing contacts published for personal lines are phone 800-486-5616 and service@hallmarkgrp.com.