Republic Indemnity
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Republic Indemnity is a workers’ compensation specialist writing through appointed brokers only. Current public guidance emphasizes a broad WC appetite, with especially strong California mid-market results in target sectors including manufacturing; the carrier states it writes over 80% of California class codes and also highlights contractors, healthcare, hospitality, property management, and debit mod accounts as priority sectors. For manufacturing, published appetite guidance indicates a broad preference for food and beverage manufacturing, apparel and textiles, and metal/plastics operations, with examples including machine shops, structural and non-structural metal fabrication, plastics molding/fabrication, bottling, bakeries, food processing, furniture/upholstery-related manufacturing, and similar light-to-mid industrial classes. Operational preferences called out include a $10,000 minimum premium for most classes, limited delivery/off-premises exposure, formal safety plan in place, machinery with proper guarding, lockout/tagout procedures, preference for majority automated/CNC processes in metal/wood operations, and group medical insurance for production staff preferred. Republic notes all accounts are individually underwritten and that risks outside the featured classes may still be considered on their merits. Restricted/declined indicators visible in current official guidance include preference to avoid press brakes and conventional punch presses in metal risks; broader target-sector guidance also notes no asbestos or lead paint removal, limited height/depth exposure, low turnover/stable payroll/good wages preferred, and consistent or explainable claim frequency preferred. Geography: the carrier writes workers’ compensation in Western states, and its About Us page specifically lists California, Alaska, Arizona, New Mexico, Colorado, Texas, Utah, Montana, Oregon, Idaho, and Nevada; manufacturing marketing specifically spotlights California opportunities. Submission requirements and broker instructions: submissions are accepted only from appointed brokers; business may be submitted online or by email; official broker FAQ directs submissions to the assigned underwriter or office new business mailboxes (Los Angeles or San Francisco, with Western states routed to San Francisco). Accounts under $35,000 premium are indicated as eligible for online quotes on the manufacturing target-market sheet. Supplemental applications and broker materials are available under Broker Resources, and appointed/registered brokers can self-serve loss runs, policy documents, billing/commission statements, and other account management via the broker portal. Republic does not write stand-alone USL&H, but appointed brokers may discuss incidental USL&H needs with their underwriter for a specific policy.