1st Auto & Casualty Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No current underwriting or producer appetite guidance for new Commercial Auto business was found. The official carrier site indicates 1st Auto & Casualty Insurance Company was placed into liquidation effective January 1, 2024, so this should be treated as a run-off/liquidation situation rather than an active market for submissions. Historically, an official FAQ described 1st Auto as writing primarily private passenger auto liability and physical damage, personal and farm umbrella/liability, and commercial auto liability and physical damage, with products primarily marketed to policyholders of town mutual insurers reinsured by WRC. No current preferred classes, target fleet profiles, radius, driver, vehicle, or territory underwriting appetite statements were located. Because the carrier is in liquidation, assume no new business appetite unless the liquidator or successor distribution partner expressly confirms otherwise. Geographic note: the company is Wisconsin-domiciled, and historical distribution was tied to WRC/town mutual relationships rather than a broad open-market producer platform. Submission guidance currently published is claims/liquidation-focused: proof-of-claim forms/instructions are posted, and questions regarding liquidation are directed to the Special Deputy Liquidator. Broker/producer note: the WRC site also states WRC Agency's business was acquired by Insural Insurance Solutions, and agents who are not contracted with Insural are instructed to contract there to submit new business and service existing business through CAPNet Connect; however, that appears to relate to successor agency operations generally and is not verified as active underwriting authority for 1st Auto itself. Operationally, mark this carrier as unavailable for new submissions and use liquidation contacts/process documents only unless official written confirmation says otherwise.