Carrier Appetite / 1st Auto & Casualty Insurance Company
Carrier Appetite Detail

1st Auto & Casualty Insurance Company

Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.

Reviewed Oct 1, 2026
Last Changed Oct 1, 2026
Country United States

This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.

Product Lines
Business Auto Commercial Auto Direct Bill Commissions Personal Auto
Details

Carrier appetite summary

No active underwriting or appetite guidance was found for 1st Auto & Casualty Insurance Company on the official site. The official WRC Group website currently states that 1st Auto was placed into liquidation effective January 1, 2024, and the visible carrier-facing guidance is claims and liquidation related rather than new-business underwriting. Based on the currently published official information, this carrier should be treated as not open for new underwriting submissions. Preferred business: none currently published. Restricted/declined classes: effectively all new business, as no active appetite or submission program is posted and the company is in liquidation. Geographic notes: official materials are tied to Wisconsin court and Wisconsin OCI liquidation administration; no active state underwriting footprint or territory appetite was published. Submission requirements: no official producer or broker submission instructions for new commercial auto business were found for 1st Auto; instead, the site directs stakeholders to proof-of-claim forms, claim instructions, and liquidation FAQs. Notable broker/producer notes: the WRC Group site notes that WRC Agency’s business was acquired by Insural Insurance Solutions, Inc. as of November 3, 2023, and says contracted parties may submit new business through Insural/CAPNet Connect, but this appears to relate to the agency business transition and not to active underwriting by 1st Auto itself. Operationally, use liquidation contacts and claim/proof-of-claim processes rather than submitting new business to 1st Auto.