RLI Corporation
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
RLI’s verified current commercial casualty guidance for this segment is wholesale-only, non-admitted/E&S general liability and products liability business available nationwide; the General Liability page shows availability in all 50 U.S. states, while related Products Liability and Excess Commercial Liability pages show 50 states and D.C. Target business includes contractors and products/manufacturing risks, with stated classes such as general contractors for new construction and renovations, select artisan contractors, most commercial trade contractors, demolition limited to interior or structures under four stories with no wrecking ball or blasting, flat concrete work including water treatment plant construction, owners interest, landscape/site work, fire/restoration, machinery installation/repair, and OCPs/owners interest construction projects. Manufacturing/products targets include diagnostic/electronic/medical/laboratory instruments, toys and games, clothing/textiles/footwear except children’s clothes and sleepwear, non-critical aftermarket auto parts, non-structural machine shops/foundries/electroplating/fabrication, consumer goods such as paper products/soaps/home décor, non-invasive or diagnostic medical products, cosmetics/personal care goods excluding hair relaxers or products containing lye, non-pressurized metal goods, non-powered tools, light trailers, fasteners, and computer equipment/accessories/component parts. The GL page also lists habitation/premises-oriented risks including retail/mercantile trade on owned and LRO basis including shopping centers, owned/LRO office, warehouse, industrial and vacant buildings, and condominiums. Coverage indications currently published: primary CGL generally up to $1M per occurrence / $2M aggregate, products liability up to $1M / $2M with excess available up to $10M, and excess commercial liability up to $10M over scheduled underlying GL, products, auto, employers, liquor, and other miscellaneous liability. Submission/operational notes published by RLI: policies are typically issued within 15 days; underwriters emphasize flexible individual-risk underwriting, quick decisions, customized self-insured retentions and large deductible options in addition to standard deductibles, and support for larger difficult accounts. Distribution notes are explicit: business is placed through wholesale channels; insureds are directed to work through an agent or broker; agents/brokers are invited to get appointed if they have a qualified book of business; and RLI provides casualty underwriter contact routing by region on its product pages. Geographic note of special interest: Excess Commercial Liability specifically names California custom homebuilders with up to 10 new starts as a targeted class. No separate formal decline list was found on the verified official pages, but the published appetite clearly restricts or excludes at least the following within otherwise eligible classes: demolition using wrecking ball or blasting, children’s clothes and sleepwear, cosmetics with hair relaxers, and products containing lye.