Everest Security Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official Everest U.S. insurance product pages support Middle Market Casualty, including umbrella/excess, and Middle Market Property. For the cited underwriting page, Everest positions this as a middle-market umbrella and excess casualty offering for retail/brokered business, written on standard umbrella, A/B, and SIR/retained limit forms, with continuity and coordinated claims handling on supported primary-to-umbrella placements. Preferred classes specifically listed are real estate, hospitality, manufacturing, retail trade, and service industries. Capacity published is up to $10M lead and $15M excess, with admitted and surplus lines capability, $1M minimum underlying, and an A-VI financial strength requirement for all underlying carriers. Everest Peak Protect form with crisis cover is available, and crisis-management sublimit/reinstatement language is highlighted. Middle Market Casualty overall also references GL, commercial auto, workers compensation, umbrella/excess, and multinational solutions for middle-market clients. Middle Market Property is separately marketed for middle-market companies on a mono-line basis, with published property parameters of $350M capacity, CAT up to $25M, minimum $10,000 AOP deductible, TIV $50M-$1B, minimum premium $50,000, U.S.-domiciled risks with international capabilities, non-admitted Everest Pinnacle Property form, equipment breakdown availability, engineering support, and industry-specific extensions. No official appetite guide, broker portal submission checklist, prohibited-class list, home, or boat/watercraft underwriting guidance was verified on the official site from the pages reviewed. No explicit declined or restricted classes were published on the verified pages beyond the structural requirements noted above, so broker caution is warranted on out-of-appetite or unsupported classes and on risks that cannot meet the minimum underlying/A-VI requirements. Broker/producer notes available on the verified pages are primarily operational: business is handled through regional teams across the country, product-specific key contacts are listed, and Everest directs producers to contact underwriting via the page contact links rather than publishing a detailed online submission requirement list on these pages.