WeSure
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
WeSure Digital Insurance Services publishes a digital small-business appetite focused on BOP business and agent-driven online quote/bind. The official appetite guide states it supports more than 450 business classes and highlights broad eligibility parameters of total insured property values up to $5M per location / $15M per policy, annual revenues up to $7M per location, building occupancy up to 70,000 square feet, and PPC 1-8. Preferred classes called out in the guide include apartment buildings, condominiums and townhouse/association risks; artisan/service contractors such as carpet/rug/upholstery cleaning, drywall/wallboard installation, fence erection, floor covering installation, house furnishings installation, interior decorators, interior painters, and paperhanging; office/professional risks such as accounting, bookkeeping, advertising-related services, collection agencies, credit reporting, architects/engineers, inspection/appraisal companies, insurance agencies, lawyers, marine surveyors/appraisers, medical offices, payroll accounting, real estate agents, title agents, and veterinarians; personal services such as barber shops, hair styling, beauty/nail salons, dental labs, engraving/photoengraving/lithographing, funeral homes/chapels, laundry/dry cleaning, photographers, printing, self-storage, and taxidermists; restaurants including bistros/brasseries/cafes, coffee bars and shops with limited cooking, concession/snack stands, delis/sandwich shops, diners, donut shops, family-style restaurants, fast food, fine dining, hamburger/malt shops, hot dog shops, ice cream/yogurt stores, pizza shops, and salad bars; and a large retail/wholesale mix including bakeries, appliance stores/distributors, auto parts/supplies, building materials, clothing, department stores, e-commerce sellers, florists, furniture, grocery distributors, hardware/tools, health food, home improvement, janitorial supplies, locksmiths, meat/fish/poultry/seafood, medical supply, office equipment, pet stores, plumbing supplies, refrigeration equipment, shoe stores, sporting goods, stationery/paper products, tailors, tire dealers, toy stores, wigs, wood products, and related wholesalers/distributors. The public materials reviewed do not provide a separate explicit declined/ineligible class list, so restricted or declined business is not verified from an official public source; all business remains subject to underwriting review and eligibility requirements. Geographic notes are limited: the agent recruitment page specifically references appointed retail agents, agencies, or wholesalers in Ohio, and an expired promotional note also tied online-bound Ohio risks to eligible classes, while the site broadly says coverage is not available in all states. Submission/producer expectations are clearer than class restrictions: WeSure positions itself as a fully digital, paperless quote-bind platform with instant quotes/COIs, online policy delivery, and an agency portal. For appointment, producers are asked to submit NPN, resident/non-resident license details, license number and expiry, active status, lines of business (property & casualty), a copy of an active Ohio license, E&O declarations showing at least $1M limits, and a completed W-2 form. Broker notes: the appetite guide is marked proprietary for appointed agents/brokers only, should be used as a guide rather than a coverage grant, and says submissions are subject to standard underwriting guidelines with state/product availability updated over time; operationally, this is a digital small-business BOP platform best suited for straightforward eligible classes that can be quoted and bound online.