Unigard
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified current brand/website is QBE US, not a standalone Unigard site. For personal home business, the official publicly available agent-facing page is a general 'For Our Agents' portal page rather than a published home appetite guide. Public QBE US materials confirm servicing of homeowner/personal insurance customers and direct agents/policyholders to work through agents, customer service, and the agent portal. No current public home underwriting appetite, class list, eligibility grid, or explicit declined-risk guide was found on the verified official pages reviewed. Operationally, treat appetite/details as portal- or appointment-only. Preferred business cannot be specifically verified from public sources beyond standard personal homeowners/personal insurance servicing. Restricted or declined classes were not publicly stated on the verified pages reviewed. Geographic notes were not publicly stated for home appetite; consumer materials note some homeowners policy features vary by state, indicating state-specific forms/endorsements. Submission/producer guidance: use the QBE agent portal to manage policies, agency news, and claims inquiries; contact QBE for assistance if portal access or guidance is needed. Broker/producer notes: QBE suggests insurance is placed through independent agents; home/property claims may be reported via agent, 24/7 claims hotline, or online/PDF claim form; for personal insurance coverage/service questions, QBE lists a Personal Insurance Customer Service Center and advises contacting the agent for policy-related help. Because no verified public home appetite or underwriting guide was found, underwriting rules, target segments, and declinations should be confirmed directly with QBE through the agent portal or company contact channels before marketing or submitting business.