Great Northwest Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Publicly available underwriting / appetite guidance for Great Northwest Insurance Company is minimal; detailed manuals appear to be available only inside the password‑protected Agent Portal. Current products and geography - Personal Homeowners: offered in Oklahoma and Minnesota only, per the public homeowners product page. - Other personal property products: Dwelling Fire (owner‑occupied, seasonal, and tenant‑occupied) and Modular Home Insurance are also listed as active products, but with no additional public appetite detail. Preferred / target business (inferred from marketing language) - Standard personal residential risks seeking "comprehensive homeowners" protection for: - Primary dwellings (HO‑type coverage) including dwelling, personal property, other structures, loss of use, and personal liability. - Modular homes written on a homeowners‑style form. - Dwellings written on a dwelling fire basis for owner‑occupied, seasonal, and tenant‑occupied uses. - Accounts in Oklahoma and Minnesota where agents are appointed and can rate/quote through the Agent Portal. Restricted or declined classes - No explicit public list of prohibited or restricted classes is provided. These appear to be controlled by internal rules in the Minnesota and Oklahoma Agent Portals. Agents should assume that detailed eligibility criteria (age/condition of home, protection class, prior losses, dog breeds, pools/trampolines, vacancy, etc.) are governed by filed underwriting guidelines not posted publicly. Geographic notes - Homeowners coverage is explicitly limited to Oklahoma and Minnesota on the product page. There is no indication of any other active states. - Agents should confirm specific county or coastal/convective‑storm restrictions and maximum TIV limits within the appropriate state Agent Portal instance (mn.gnwins.com or ok.gnwins.com). Submission / workflow expectations - All new business and quoting appears to be handled via the Great Northwest Agent Portal, with separate environments for Minnesota and Oklahoma. - Underwriting contact is provided via a generic "contact underwriting" link and the main phone line; appetite questions and non‑standard risks should be referred directly to underwriting. - Optional coverages noted for homeowners include earthquake, identity theft, increased personal property and other structures limits, scheduled personal property, solar panels, water backup, and optional deductibles, all of which may require adherence to specific internal underwriting rules (for example, maximum limits, valuation documentation, or roof/utility condition requirements). Broker / producer notes - Producers must be appointed and use the Agent Portal for rating and policy issuance; there is no separate public producer guide. - Because granular guidelines are not posted publicly, agents should rely on: - State‑specific rules within the portal (mn.gnwins.com or ok.gnwins.com) for eligibility and documentation requirements. - Direct contact with underwriting via the website’s support/contact‑underwriting links for borderline or non‑standard submissions. Operational takeaway: Treat Great Northwest as a regional personal‑lines carrier focusing on homeowners and related dwelling products in OK and MN. All concrete appetite, eligibility, and documentation rules (age/condition thresholds, protection class caps, prior loss tolerance, animal liability, etc.) must be pulled from the secured Agent Portal or confirmed with an underwriter; they are not exposed on public pages.