Sola Technologies Inc
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official guidance indicates Sola is a niche personal-lines/home product focused on standalone wind, hail, and tornado protection for homeowners, sold exclusively through independent agent partners. The product is designed to fill gaps left by homeowners policies rather than replace the primary HO policy. Preferred use cases called out by Sola include homes with high or percentage-based wind/hail deductibles, older roofs subject to ACV settlement, insureds seeking deductible-gap or roof depreciation protection, and homeowners who want to file a storm-related claim without filing against the primary homeowners carrier. Sola also positions itself for larger deductible gaps, stating coverage can address limits from $2,000 to $25,000. Geographic availability shown on the official site is limited to 12 states: Arkansas, Colorado, Georgia, Indiana, Iowa, Kansas, Kentucky, Missouri, Ohio, Oklahoma, Tennessee, and Texas; product availability varies by state and remains subject to underwriting approval. Practical restrictions/limitations inferred from the published materials: this is not a standard homeowners form, not a buyback endorsement tied to the HO renewal, and not appropriate for risks outside Sola's named-peril/property-gap niche; coverage appears oriented to owner-occupied American homeowners needing supplemental catastrophe-related protection rather than broad property forms. Submission/producer notes available publicly are limited but clear: business is sold exclusively through independent agents/agent partners, producers are directed to a partner/appointment pathway ('Become a partner' / 'Get appointed'), and consumers are funneled to quote/claim/member portals. No detailed public underwriting manual, class-by-class decline list, inspection standards, or documentation checklist was found on official pages reviewed. Broker takeaway: position Sola alongside the incumbent homeowners policy for deductible, ACV roof, and standalone storm-claim scenarios in approved states; confirm state/product availability and underwriting approval before quoting or binding, and use the agent/partner portal for distribution access.